Bell County property record for 4365 Trader Rd, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 2,491 sqft · built 2000 |
| Lot Size | 1.41 acres (61,594 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,736 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0454090100 |
| Primary APN | 0454090100 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,491 sqft Living Area |
| 1st Floor Area | 2,491 sqft |
| Year Built | Built 2000 |
|---|---|
| Lot Area | 61,594 sqft (1.41 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Account Number | 66349 |
|---|---|
| Street Address | 4365 TRADER RD |
| City | TEMPLE |
| State | TX |
| Zip | 76501-7283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0014BC M MORENO, ACRES 1.414 |
| Legal Subdivision | M MORENO |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21400 |
4365 Trader Rd is owned and occupied by two individuals who acquired it in April 1993.
Source: Bell County records, as of April 1, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4365 TRADER RD, TEMPLE, TX 76501-7283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 1993 |
| Deed Sale | Apr 16, 1993 |
| Deed Document Number | 0007512967 |
| Record Updated | Jun 7, 2026 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Rogers Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,736.00 (-38.45%) Homeowner's exemption Senior Citizen's exemption | $594,862 Land $72,648 Building $522,214 | $594,862 Land $72,648 Building $522,214 |
| 2022 | $4,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4365 Trader Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4365 Trader Rd is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BELL WSC serves 4,287 people · EPA ID TX0140118 |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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