4365 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 4365 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,391 sqft · built 2017
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (Dec 2025)
Tax Bill$2,171 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-18-137

Property Details

APN / Parcel Number

Primary APN304-18-137
Alternative APN
  • 304181370

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,391 sqft Living Area
Gross Area2,638 sqft
1st Floor Area1,003 sqft
2nd Floor Area1,388 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,750 sqft (0.132 acres)
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4365 E PALO VERDE ST
CityGILBERT
StateAZ
Zip85296-1579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionELLIOT GROVES AT MORRISON RANCH PHASE 2 MCR 1169-14
Legal Range6E
Legal Township1S
Legal Section13
Legal SubdivisionELLIOT GROVES AT MORRISON RANCH PHASE 2
Legal Phase2
Legal Lot Number118
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2004
Census Tract422623

Owner

4365 E Palo Verde St is owned and occupied by two individuals who bought it in December 2025.

Source: Maricopa County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address4365 E PALO VERDE ST, GILBERT, AZ 85296-1579
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Dec 19, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 8, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 8, 2017Grant Deed, Subdivision Related Transfer · Conventional with PMI
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on File
Deed SaleDec 19, 2025 · Amount on File
Prior SaleSep 8, 2017 · Amount on File
Deed Document Number2025733495
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateSep 10, 2026
Property Address4365 E PALO VERDE ST, GILBERT, AZ 85296-1579
Document Number0000532460
Instrument DateSep 2, 2026
Instrument2026532460
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4365 E PALO VERDE ST, GILBERT, AZ 85296-1579

Mortgage

Document Number0000532460,
DateSep 10, 2026
Instrument2026532460
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 19, 2025
Property Address4365 E PALO VERDE ST, GILBERT, AZ 85296-1579
Document Number0000733495
Map ReferenceMB 1169 PG 14
Instrument DateDec 17, 2025
Instrument20250733495
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyAMERICAN TITLE COMPANY, AMER TITLE SVC AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4365 E PALO VERDE ST, GILBERT, AZ 85296-1579

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4365 E PALO VERDE ST, GILBERT, AZ 85296-1579

Mortgage

Document Number0000733496
DateDec 19, 2025
Instrument20250733496
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateSep 8, 2017
Property Address4365 E PALO VERDE ST, GILBERT, AZ 85296-1579
Document Number0000666787
Instrument DateSep 1, 2017
Instrument666787
Transaction TypeTransfer
Record UpdatedSep 18, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9000 E PIMA CENTER PKWY #350 SCOTTSDALE AZ 852584472, 350, SCOTTSDALE, AZ 85258-4472

September 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateSep 8, 2017
Property Address4365 E PALO VERDE ST, GILBERT, AZ 85296-1579
Document Number0000666788
Instrument DateSep 1, 2017
Instrument666788
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 18, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$348.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4365 E PALO VERDE ST GILBERT AZ 852961579, GILBERT, AZ 85296-1579

Mortgage

Document Number666789
DateSep 8, 2017
Instrument666789
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4365 E Palo Verde St was $2,171.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,400 (+100.27%)$554,000 (+5.5%) Land $110,800 Building $443,200
2025$2,171.00$27,662 (-48.49%)$525,100 (-2.22%) Land $105,000 Building $420,100
2024$53,700$537,000 Land $107,400 Building $429,600
2023$2,097.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4365 E Palo Verde St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4365 E Palo Verde St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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