Sumter County property record for 4365 Congruity Rd, Gable, SC 29051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,107 sqft · built 1998 |
| Lot Size | 4.07 acres (177,289 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-00-01-017 |
| Primary APN | 315-00-01-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,107 sqft Living Area |
| 1st Floor Area | 1,857 sqft |
| Upper Floors Area | 250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 177,289 sqft (4.07 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Shed | 1 Shed |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 57050 |
|---|---|
| Old Parcel Number | 315 00 01 017 |
| Street Address | 4365 CONGRUITY RD |
| City | GABLE |
| State | SC |
| Zip | 29051-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 20A PB01-83 PB92-1201 4.O7 AC PB91-90 PB02-702 |
| Legal Lot Number | 20A |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER SOUTHEAST |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 600 |
4365 Congruity Rd is owned and occupied by an individual who acquired it in February 2001.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4365 CONGRUITY RD, GABLE, SC 29051-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2001 |
| Deed Sale | Feb 7, 2001 |
| Deed Document Number | 0007931795 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 4365 CONGRUITY RD, GABLE, SC 29051-9742 |
| Document Number | 0012565046 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4365 CONGRUITY RD GABLE SC 290519742, GABLE, SC 29051-9742 |
| Document Number | 0012565046 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 001256/005046 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 23, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4365 Congruity Rd was $1,323.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,323.00 | $8,320 Land $980 Building $7,340 | $207,950 Land $24,420 Building $183,530 |
| 2023 | $8,320 (-) Land $980 Building $7,340 | $207,950 (-) Land $24,420 Building $183,530 | |
| 2022 | $1,312.00 | $8,320 Land $980 Building $7,340 | $207,950 Land $24,420 Building $183,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4365 Congruity Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4365 Congruity Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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