43646 Excelso Pl, Fremont, CA 94539 Property Records

Alameda County property record for 43646 Excelso Pl, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,074 sqft · built 1985
Lot Size	0.184 acres (8,000 sqft)
Owner	Trust Name on File
Last Sale	$1,600,000 (May 2014)
Tax Bill	$23,725 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`513-703-32`

Property Details

APN / Parcel Number

Primary APN	`513-703-32`
Alternative APN	`513-0703-032-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,074 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,000 sqft (0.184 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	43646 EXCELSO PL
City	FREMONT
State	CA
Zip	94539-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00038 BLK: TR: 3828
Legal Subdivision	TRACT 3828
Legal Tract	3828
Legal Lot Number	38
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1000
Census Tract	443104

Owner

43646 Excelso Pl is owner-occupied and held in a trust since July 2016.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	43646 EXCELSO PL, FREMONT, CA 94539-6237
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2014 · Amount on File
Deed Sale	May 9, 2014 · Amount on File
Prior Sale	Feb 18, 2005 · Amount on File
Deed Document Number	2014117081
Last Transfer Date	Jul 29, 2016
Transfer Doc	0000229085
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	43646 EXCELSO PL, FREMONT, CA 94539-6237
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245673
Date	Nov 7, 2017
Instrument	2017245673

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	43646 EXCELSO PL, FREMONT, CA 94539-6237
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43646 EXCELSO PL, FREMONT, CA 94539-6237

Mortgage

Document Number	0000047847
Date	Feb 3, 2021
Instrument	2021047847

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 43646 Excelso Pl was $23,725 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,993,512 (+1.64%) Land $875,224 Building $1,125,288
2025	$23,725.00 Homeowner's exemption	$1,961,296 Land $858,067 Building $1,103,229
2023	$21,953.00 Homeowner's exemption	$1,885,152 Land $824,754 Building $1,060,398	$2,736,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43646 Excelso Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43646 Excelso Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

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