Oakland County property record for 43641 Prospect, Novi, MI 48375
| Property Type | Condominium |
|---|---|
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,810 (Nov 2020) |
| Tax Bill | $6,814 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-22-22-404-107 |
| Primary APN | 50-22-22-404-107 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 8,276 sqft (0.19 acres) |
| Street Address | 43641 PROSPECT |
|---|---|
| City | NOVI |
| State | MI |
| Zip | 48375-3031 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2 |
| Legal Description | T1N, R8E, SEC 22OAKLAND COUNTYCONDOMINIUM PLAN NO 2250EMERSON PARKUNIT 105, BLDG 22L 52612 P |
| Legal Subdivision | EMERSON PARK |
| Legal Unit | 105 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | NOVI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 136602 |
43641 Prospect, a condominium, is owned and occupied by two individuals who bought it in November 2020.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43641 PROSPECT, NOVI, MI 48375-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 2020241287 |
| Deed Book / Page | 55182 / 816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 43641 PROSPECT, NOVI, MI 48375-3031 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4364 PROSPECT LN, NOVI, MI 48375 |
| Document Number | 0000170007 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 56513/831 |
| Instrument | 170007 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 43641 Prospect was $6,814 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Novi City |
| Unified School District | Novi Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,814.00 | ||
| 2023 | $7,678.00 (+5.87%) Homeowner's exemption | $210,400 | $420,800 |
| 2022 | $7,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43641 Prospect in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43641 Prospect is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NOVI serves 56,780 people · EPA ID MI0004870 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
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