43641 Oberlin Elyria Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 43641 Oberlin Elyria Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,345 sqft · built 1950
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2025)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-080-000-015`

Property Details

APN / Parcel Number

Primary APN	`09-00-080-000-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	31,799 sqft (0.73 acres)
Porch	Porch
Porch Area	15 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43641 OBERLIN ELYRIA RD
City	OBERLIN
State	OH
Zip	44074-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERIFF SALE 00CV127003
Legal Subdivision	SHERIFF SALE
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	1
Census Block	1013
Census Tract	60100

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43641 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 11, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Deed Document Number	202569909
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43641 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9767
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43641 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9767

Mortgage

Document Number	0000846612
Date	Oct 28, 2021
Instrument	2021-0846612

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	970 Months
Due	Aug 6, 2102

Interest

Rate Type	Adjustable Rate
Rate	1.84%
Change Frequency	Annually
Index	1-Year LIBOR

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43641 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9767
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000809528
Date	Mar 26, 2021
Instrument	2021-0809528

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 1, 2025
Property Address	43641 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9767
Document Number	0000069909
Instrument Date	Sep 29, 2025
Instrument	2025-0069909
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43641 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9767

Mortgage

Document Number	0000069910
Date	Oct 1, 2025
Instrument	2025-0069910

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43641 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9767
Document Number	0000743928
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43641 OBERLIN ELYRIA RD OBERLIN OH 440749767, OBERLIN, OH 44074-9767

Mortgage

Document Number	0000743928
Date	Jan 3, 2020
Instrument	743928

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43641 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9767
Document Number	0000676719
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43641 OBERLIN ELYRIA RD OBERLIN OH 440749767, OBERLIN, OH 44074-9767

Mortgage

Document Number	0000676719
Date	Jun 20, 2018
Instrument	676719

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 Homeowner's exemption	$49,070 (-0.01%) Land $15,570 Building $33,500	$140,210 (-) Land $44,490 Building $95,720
2024	$1,222.00 (-8.4%)	$49,074 (+36.39%) Land $15,572 Building $33,502	$140,210 (+36.39%) Land $44,490 Building $95,720
2023	$1,334.00 (-3.19%)	$35,980 (-) Land $15,120 Building $20,860	$102,800 (-) Land $43,200 Building $59,600
2022	$1,378.00	$35,980 Land $15,120 Building $20,860
2021			$102,800 Land $43,200 Building $59,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cable Co-op.

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