4364 Westhampton Place Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4364 Westhampton Place Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,524 sqft · built 2006
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Apr 2022)
Tax Bill	$7,398 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T051100138`

Property Details

APN / Parcel Number

Primary APN	`T051100138`
Alternative APN	`3-0036-9665-00-0047.0000000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,524 sqft Living Area
1st Floor Area	2,168 sqft
Basement Area	2,136 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Stone
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T051100138
Old Parcel Number	T051100138
Street Address	4364 WESTHAMPTON PLACE CT
City	SAINT CHARLES
State	MO
Zip	63304-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTHAMPTON PL LOT 47
Legal Range	04E
Legal Township	46N
Legal Subdivision	WESTHAMPTON PL
Legal Lot Number	47
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4364 WESTHAMPTON PLACE CT, SAINT CHARLES, MO 63304-8028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Feb 12, 2021
Deed Document Number	0202220633
Deed Book / Page	2022 / 20633
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2022
Property Address	4364 WESTHAMPTON PLACE CT, SAINT CHARLES, MO 63304-8028
Document Number	0000020633
Map Reference	MB 41 PG 215
Instrument Date	Apr 7, 2022
Instrument	2022R-020633
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4364 WESTHAMPTON PLACE CT, SAINT CHARLES, MO 63304-8028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4364 WESTHAMPTON PLACE CT, SAINT CHARLES, MO 63304-8028

Mortgage

Document Number	0000020634
Date	Apr 11, 2022
Instrument	2022R-020634

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 12, 2021
Property Address	4364 WESTHAMPTON PLACE CT, SAINT CHARLES, MO 63304-8028
Document Number	0000013243
Map Reference	MB 41 PG 215
Instrument Date	Feb 8, 2021
Instrument	2021R-013243
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4364 WESTHAMPTON PLACE CT, SAINT CHARLES, MO 63304-8028

Mortgage

Document Number	0000013244
Date	Feb 12, 2021
Instrument	2021R-013244

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,398.00	$125,106 (+10.39%)	$658,454 (+10.39%)
2023		$113,333
2022			$596,490 Land $70,000 Building $526,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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