4364 Smith Rd, Salisbury, MD 21801 Property Records

Wicomico County property record for 4364 Smith Rd, Salisbury, MD 21801 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,835 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-010494`

Property Details

APN / Parcel Number

Primary APN	`07-010494`
Alternative APN	`010494`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010494
Street Address	4364 SMITH RD
City	SALISBURY
State	MD
Zip	21801-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL-A L-3 2.0AC SS SMITH RD 312 PLAT 10/64-256
Legal Subdivision	ALAN D SMITH LANDS
Legal Block	A
Legal Lot Number	3
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2027
Census Tract	10800

Owner

Source: Wicomico County records · APN 07-010494

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 66, ALLEN, MD 21810-0066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
May 12, 2017	Deed of Trust, Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHR FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 1995
Deed Sale	Sep 21, 1995
Deed Document Number	1995496
Deed Book / Page	1455 / 191
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4364 SMITH RD, SALISBURY, MD 21801-1330
Transaction Type	Mortgage
Record Updated	Jan 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050050100
Date	Dec 16, 2021
Book Page	5005/100

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4364 SMITH RD, SALISBURY, MD 21801-1330
Transaction Type	Mortgage
Record Updated	May 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048140258
Date	Mar 22, 2021
Book Page	4814/258

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4364 SMITH RD, SALISBURY, MD 21801-1330
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041670048
Date	May 12, 2017
Book Page	4167/048
Instrument	4167-048

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Type	Lending Institution
Address	SALISBURY, MD 21803

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Apr 28, 2032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4364 SMITH RD, SALISBURY, MD 21801-1330
Document Number	0044730390
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4364 SMITH RD SALISBURY MD 218011330, SALISBURY, MD 21801-1330

Mortgage

Document Number	0044730390
Date	May 24, 2019
Book Page	004473/000390

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 23, 2024

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,367 (+24.24%)	$242,400 (+24.76%) Land $36,500 Building $205,900
2025	$1,835.00 (+5.1%) Homeowner's exemption
2023	$1,746.00 Homeowner's exemption	$182,200	$194,300 Land $36,500 Building $157,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450108002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Choptank Electric Cooperative	Fiber	2,500 / 2,500
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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