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4364 Saint Cloud Way, Unit 3, Oceanside, CA 92056 Property Records

San Diego County property record for 4364 Saint Cloud Way, Unit 3, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,685 sqft · built 2020
Owner2 Company Names on Record
Last Sale$588,000 (Mar 2020)
Tax Bill$7,875 (2025)
Deeds & MortgagesAug 2023 Transfer
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN160-691-10-03

Property Details

APN / Parcel Number

Primary APN160-691-10-03

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,685 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4364 SAINT CLOUD WAY, 3
CityOCEANSIDE
StateCA
Zip92056-5792
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-B
Legal DescriptionLOT 5 US 194 PER DOC19-0219668&UND INT IN PHASE 8 TR 015691
Legal SubdivisionHIDEAWAY/ST CLOUD PH 8
Legal Tract015691
Legal Block3
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract18522

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4364 SAINT CLOUD WAY, 3, OCEANSIDE, CA 92056-5792
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Intrafamily Transfer, Transfer
Feb 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Deed Document Number2020160253
Last Transfer DateAug 3, 2023
Transfer Doc0000216951
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2023
Property Address4364 SAINT CLOUD WAY UNIT 3, 3, OCEANSIDE, CA 92056-5792
Document Number0000216951
Map ReferenceMAP 15691
Instrument DateAug 3, 2023
Instrument2023-0216951
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4364 SAINT CLOUD WAY UNIT 3, 3, OCEANSIDE, CA 92056-5792

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4364 SAINT CLOUD WAY UNIT 3, 3, OCEANSIDE, CA 92056-5792
Transaction TypeMortgage
Record UpdatedFeb 14, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4364 SAINT CLOUD WAY 3, 3, OCEANSIDE, CA 92056-5792

Mortgage

Document Number0000055088
DateFeb 4, 2022
Instrument2022-0055088
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$655,874 (+2%) Land $368,118 Building $287,756
2025$7,875.00 (+5.11%) Homeowner's exemption$643,014 (+4.04%) Land $360,900 Building $282,114
2023$7,492.00 (+1.6%) Homeowner's exemption$618,047 Land $346,887 Building $271,160
2022$7,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks.

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