4364 Pointe Pl, Oscoda, MI 48750 Property Records

Iosco County property record for 4364 Pointe Pl, Oscoda, MI 48750

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,674 sqft · built 2003
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2026)
Tax Bill	$4,793 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064R1000004100`

Property Details

APN / Parcel Number

Primary APN	`064R1000004100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,674 sqft Building Perimeter
1st Floor Area	2,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	157 ft deep x 102 ft wide
Garage Area	830 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4364 POINTE PL
City	OSCODA
State	MI
Zip	48750-1057
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVERBEND POINTE CONDOMINIUM UNIT 41 MASTER DEED RECORDED 413/01-50.
Legal Subdivision	RIVERBEND POINTE CONDOMINIUM
Legal Unit	41
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1013
Census Tract	400

Owner

Source: Iosco County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4364 POINTE PL, OSCODA, MI 48750-1057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 6, 2022	Warranty Deed, Transfer
Apr 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HALL FINANCIAL GROUP
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 11, 2017	Deed of Trust, Mortgage HURON COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Deed Document Number	20265601
Prior Transfer Date	Dec 4, 2024
Prior Transfer Doc	2024006214
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Sep 22, 2026
Property Address	4364 POINTE PL, OSCODA, MI 48750-1057
Document Number	0000005601
Instrument Date	Sep 18, 2026
Instrument	20265601
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005602,
Date	Sep 22, 2026
Instrument	20265602

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	May 6, 2022
Property Address	4364 POINTE PL, OSCODA, MI 48750-1057
Document Number	2022002893
Instrument Date	May 2, 2022
Instrument	2022002893
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 HUNTINGTON DR, OSCODA, MI 48750-9772

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Apr 27, 2022
Property Address	4364 POINTE PL, OSCODA, MI 48750-1057
Document Number	2022002690
Instrument Date	Apr 20, 2022
Instrument	2022002690
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7245 HUNTINGTON DR, OSCODA, MI 48750-9772

Mortgage

Document Number	2022002691
Date	Apr 27, 2022
Instrument	2022002691

Lender

Name	HALL FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	4364 POINTE PL, OSCODA, MI 48750-1057
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004280
Date	Jun 14, 2021
Instrument	2021004280

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	4364 POINTE PL, OSCODA, MI 48750-1057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017007275
Date	Dec 11, 2017
Instrument	2017007275

Lender

Name	HURON COMMUNITY BANK
Type	Bank
Address	TAWAS CITY, MI 48763

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jan 5, 2023

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,600 (+34.3%) Land $232,600	$465,200 (+34.3%) Land $465,200
2025	$4,793.00 Homeowner's exemption	$173,200 Land $173,200	$346,400 Land $346,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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