Dorchester County property record for 4363 Cotton Flat Rd, Summerville, SC 29485
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,443 sqft · built 2024 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,595 (Feb 2024) |
| Tax Bill | $6,047 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-11-03-024 |
| Primary APN | 170-11-03-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,443 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | R0085049 |
|---|---|
| Street Address | 4363 COTTON FLAT RD |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD_NC |
| Legal Description | LOT 167 SUBD: WATSON HILL PH 2 |
| Legal Subdivision | WATSON HILL |
| Legal Phase | 2 |
| Legal Tract | B |
| Legal Lot Number | 167 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Ashley River Road listed 1983 · 1 contributing resources · NRIS 83003831 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4363 Cotton Flat Rd is owned and occupied by an individual who acquired it in February 2024.
Source: Dorchester County records, as of April 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4363 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Quit Claim Deed, Transfer WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Feb 6, 2024 | Warranty Deed, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC |
| Jun 29, 2023 | Limited Warranty Deed, Transfer |
| Sep 1, 2022 | Limited Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on File |
| Deed Sale | Feb 6, 2024 · Amount on File |
| Prior Sale | Feb 1, 2024 · Amount on File |
| Deed Document Number | 20242232 |
| Deed Book / Page | 15125 / 314 |
| Last Transfer Date | Feb 13, 2024 |
| Transfer Doc | 0151790260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Mar 11, 2024 |
| Property Address | 4363 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0151790260 |
| Book / Page | 15179 / 260 |
| Map Reference | MB N PG 73 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024004608 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 N FAYETTE ST, ALEXANDRIA, VA 22314-2435 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Feb 6, 2024 |
| Property Address | 4363 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0151250314 |
| Book / Page | 15125 / 314 |
| Map Reference | MB N PG 73 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024002232 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,627.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4363 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 2024002233 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024002233 |
| Name | VELOCIO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Jun 29, 2023 |
| Property Address | 4363 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0148030067 |
| Book / Page | 14803 / 67 |
| Map Reference | MB N PG 29-29 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023013126 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $5,315.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 ISLAND PARK DR # 200, 200, DANIEL ISLAND, SC 29492-8994 |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Sep 1, 2022 |
| Property Address | 4363 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0143600073 |
| Book / Page | 14360 / 73 |
| Map Reference | CAB N PG 73 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022022918 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $6,828.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 ISLAND PARK DR # 200, 200, DANIEL ISLAND, SC 29492-8994 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4363 Cotton Flat Rd was $6,047, up 419.9% from the year before.
Source: Dorchester County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | North Charleston City |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,047.00 (+419.95%) | $24,965 Land $4,560 Building $20,405 | $624,136 Land $114,000 Building $510,136 |
| 2024 | $1,163.00 (-61.08%) | ||
| 2023 | $2,988.00 | $6,840 Land $6,840 | $114,000 Land $114,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4363 Cotton Flat Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 14 (1989–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4363 Cotton Flat Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 79% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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