4362 Stephens Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4362 Stephens Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,647 sqft · built 1977
Owner	2 Individual Names on Record
Last Sale	$59,900 (Jun 1995)
Tax Bill	$695 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1N-29-4930-00C00-0172`

Property Details

APN / Parcel Number

Primary APN	`16-1N-29-4930-00C00-0172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,647 sqft Heated Area
Gross Area	1,803 sqft
1st Floor Area	1,647 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	161N29493000C000172
Street Address	4362 STEPHENS RD
City	PACE
State	FL
Zip	32571-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SHERIDAN WOODS REPLAT PORT OF LOT 17 BLK C DES AS: BEG AT SE CORN LOT 17 TH S86W 167.57 FT TH N3W 89.81 FT TH S88*E 173.98
Legal Range	29W
Legal Township	01N
Legal Section	16
Legal Subdivision	SHERIDAN WOODS
Legal Block	C
Legal Lot Number	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2031
Census Tract	10705

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4362 STEPHENS RD, PACE, FL 32571-2259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 1, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1995 · Amount on Record
Deed Sale	Jun 1, 1995 · Amount on Record
Deed Document Number	0014781054
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4362 STEPHENS RD, PACE, FL 32571-2259
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4362 STEPHENS RD, PACE, FL 32571-2259

Mortgage

Document Number	0040801963
Date	Mar 3, 2021
Book Page	4080/1963
Instrument	202113957

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4362 STEPHENS RD, PACE, FL 32571-2259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035950312
Date	Feb 1, 2017
Book Page	3595/0312
Instrument	201703875

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$695.00 (+27.06%) Homeowner's exemption	$83,854 (+3%)	$157,460 (+3.87%) Land $20,000 Building $137,460
2023	$547.00 (+4.79%) Homeowner's exemption	$81,412 (+3%)	$151,597 (+5.13%) Land $20,000 Building $131,597
2022	$522.00 Homeowner's exemption	$79,041	$144,204 Land $20,000 Building $124,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1979–2020)
Claims Outside the SFHA	24 of 27
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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