San Diego County property record for 4362 Saint Cloud Way, Unit 2, Oceanside, CA 92056
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,578 sqft · built 2020 |
| Owner | Individual Name on File |
| Last Sale | $494,000 (Mar 2020) |
| Tax Bill | $6,680 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-691-10-14 |
| Primary APN | 160-691-10-14 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,578 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4362 SAINT CLOUD WAY, 2 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-5791 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-B |
| Legal Description | LOT 5 US 205 PER DOC19-0219670&UND INT IN PHASE 9 TR 015691 |
| Legal Subdivision | AMENDED MAP OF ST CLOUD AT OCEAN RANC H |
| Legal Tract | 015691 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18522 |
4362 Saint Cloud Way, Unit 2 is owned and occupied by an individual who bought it in March 2020.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4362 SAINT CLOUD WAY, 2, OCEANSIDE, CA 92056-5791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Deed Document Number | 2020159921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4362 SAINT CLOUD WAY UNIT 2, 2, OCEANSIDE, CA 92056-5791 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4362 SAINT CLOUD WAY 2, 2, OCEANSIDE, CA 92056-5791 |
| Document Number | 0000581119 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0581119 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 4362 Saint Cloud Way, Unit 2 was $6,680 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $551,018 (+2%) Land $292,264 Building $258,754 | |
| 2025 | $6,680.00 Homeowner's exemption | $540,215 Land $286,534 Building $253,681 |
| 2023 | $6,355.00 (+1.61%) Homeowner's exemption | $519,239 Land $275,408 Building $243,831 |
| 2022 | $6,254.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4362 Saint Cloud Way, Unit 2 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4362 Saint Cloud Way, Unit 2 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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