4361 Grafton Cir, Mather, CA 95655 Property Records

Sacramento County property record for 4361 Grafton Cir, Mather, CA 95655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,680 sqft · built 2000
Lot Size	0.227 acres (9,877 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2018)
Tax Bill	$7,315 (2025)
Deeds & Mortgages	Dec 2024 Second Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067-0210-007-0000`

Property Details

APN / Parcel Number

Primary APN	`067-0210-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	1,260 sqft
2nd Floor Area	1,420 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,877 sqft (0.227 acres)
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4361 GRAFTON CIR
City	MATHER
State	CA
Zip	95655-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	INDP AT MATHER VLG 02C, LOT 125
Legal Subdivision	INDP AT MATHER VLG 02C
Legal Lot Number	125
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	3
Census Block	3003
Census Tract	8802

Owner

4361 Grafton Cir is owned and occupied by two individuals who bought it in December 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4361 GRAFTON CIR, MATHER, CA 95655-3011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jun 24, 2019	Deed of Trust, Mortgage FLAGSTAR BK
Dec 21, 2018	Grant Deed, Transfer · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Oct 24, 2003 · Amount on File
Deed Book / Page	20181221 / 677
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4361 GRAFTON CIR, MATHER, CA 95655-3011
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4361 GRAFTON CIR, MATHER, CA 95655-3011

Mortgage

Document Number	0000000931
Date	Dec 17, 2024
Instrument	202412170931

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4361 GRAFTON CIR, MATHER, CA 95655-3011
Document Number	2006170538
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4361 GRAFTON CIR MATHER CA 956553011, MATHER, CA 95655-3011

Mortgage

Document Number	2006170538
Date	Jun 17, 2020
Instrument	2006170538

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4361 GRAFTON CIR, MATHER, CA 95655-3011
Document Number	1906281316
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4361 GRAFTON CIR MATHER CA 956553011, MATHER, CA 95655-3011

Mortgage

Document Number	1906281316
Date	Jun 28, 2019
Instrument	1906281316

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 21, 2018
Property Address	4361 GRAFTON CIR, MATHER, CA 95655-3011
Document Number	1812210677
Instrument Date	Dec 11, 2018
Instrument	1812210677
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4361 GRAFTON CIR MATHER CA 956553011, MATHER, CA 95655-3011

Mortgage

Document Number	1812210678
Date	Dec 21, 2018
Instrument	1812210678

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4361 Grafton Cir was $7,315, up 13% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,152 (+2%) Land $153,603 Building $392,549
2025	$7,315.00 (+13.01%)	$535,444 Land $150,592 Building $384,852
2024	$6,473.00 (+2.07%)
2023	$6,342.00 (+1.37%)	$514,654 Land $144,746 Building $369,908
2022	$6,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4361 Grafton Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4361 Grafton Cir is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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