43602 McKay Ter, Chantilly, VA 20152 Property Records

Loudoun County property record for 43602 McKay Ter, Chantilly, VA 20152

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,132 sqft · built 2010
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$474,000 (Aug 2020)
Tax Bill$5,090 (2026)
Deeds & MortgagesOct 2023 Sale
Mar 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN097-25-0206-000

Property Details

APN / Parcel Number

Primary APN097-25-0206-000
Alternative APN
  • 107 B 1 54

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories3 Stories
Building Area2,132 sqft Living Area
1st Floor Area440 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2012
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Garage TypeBuilt-in
Garage Area400 sqft

Exterior Amenities

PorchPorch
Porch Area24 sqft
Deck Area96 sqft
Patio Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address43602 MCKAY TER
CityCHANTILLY
StateVA
Zip20152-5799
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH6
Legal DescriptionTOWNES AT EAST GATE SEC.1A LOT 54 201012290084315 201005130027809P
Legal SubdivisionEAST GATE
Legal Block4
Legal Lot Number54
JurisdictionLOUDOUN VA
Township / Civil DivisionDULLES
Census Block Group4
Census Block4027
Census Tract611804

Owner

43602 McKay Ter, a townhouse, is owned and occupied by two individuals who bought it in August 2020.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address43602 MCKAY TER, CHANTILLY, VA 20152-5799
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Correction Deed
KVS TITLE LLC
Mar 17, 2022Deed of Trust, Mortgage · Line of Credit
EP FEDERAL CREDIT UNION
Aug 18, 2020Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on File
Deed SaleAug 18, 2020 · Amount on File
Prior SaleApr 27, 2016 · Amount on File
Deed Document Number202070621
Record UpdatedOct 29, 2026

October 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionLOUDOUN VA
Recording DateOct 3, 2023
Property Address43602 MCKAY TER, CHANTILLY, VA 20152-5799
Document Number0000039667
Instrument DateAug 18, 2023
Instrument202310030039667
Record UpdatedOct 18, 2023
Title CompanyKVS TITLE LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43602 MCKAY TER, CHANTILLY, VA 20152-5799

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address43602 MCKAY TER, CHANTILLY, VA 20152-5799
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016265
DateMar 17, 2022
Instrument202203170016265
Lender
NameEP FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 28, 2042
Interest
Rate TypeAdjustable Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateAug 18, 2020
Property Address43602 MCKAY TER, CHANTILLY, VA 20152-5799
Document Number20200818070621
Instrument DateAug 18, 2020
Instrument70621
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$474.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43602 MCKAY TER CHANTILLY VA 201525799, CHANTILLY, VA 20152-5799

Mortgage

Document Number20200818070622
DateAug 18, 2020
Instrument70622
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 17, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 43602 McKay Ter was $5,090.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,090.00$632,400 Land $215,000 Building $417,400$632,400 Land $215,000 Building $417,400
2023$4,841.00$553,270 Land $200,000 Building $353,270$553,270 Land $200,000 Building $353,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43602 McKay Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43602 McKay Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on McKay Ter

Nearby Streets

Search Property Records by Address or Parcel Number