Frederick County property record for 4360 Valley View Rd, Middletown, MD 21769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,545 sqft Living Area |
| Lot Size | 266,152 sqft (6.11 acres) |
| Garage | Attached, 600 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2017) |
| Tax Bill | $5,265.00 (2024) |
| Primary APN | 03-170535 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,545 sqft Living Area |
| Gross Area | 2,145 sqft Gross Area |
| 1st Floor | 1,545 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 266,152 sqft (6.11 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Pool Area | 800 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 576 sqft Shed |
| Porch | Open Porch |
| Porch Area | 359 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 170535 |
|---|---|
| Street Address | 4360 VALLEY VIEW RD |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SECT 5 6.11 ACRES VALLEY VIEW ESTATES |
| Legal Subdivision | ACRES VALLEY VIEW ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 3, MIDDLETOWN |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 770700 |
Source: Frederick County records · APN 03-170535
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK |
| Sep 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLETOWN VALLEY BANK |
| Oct 09, 2018 | Deed of Trust, Mortgage · Commercial Mortgage MIDDLETOWN VALLEY BANK |
| Nov 15, 2017 | Deed of Trust, Mortgage · Building or Construction Mortgage MIDDLETOWN VALLEY BANK |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA |
| Oct 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jul 31, 2017 | Deed, Transfer · Adjustable Rate Mortgage (ARM) MIDDLETOWN VALLEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Deed Doc Number | 201711952-0317 |
| Deed Book / Page | 11952 / 317 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Document Number | 0177900279 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 17790/279 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0126270365 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 12627/0365 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0126590141 |
|---|---|
| Date | Oct 09, 2018 |
| Book Page | 12659/0141 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0121320257 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 12132/0257 |
| Instrument | 12132-0257 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0133650106 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 13365/0106 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0141420146 |
|---|---|
| Date | Oct 02, 2020 |
| Book Page | 14142/146 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 31, 2017 |
| Property Address | 4360 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607 |
| Document Number | 0119520317 |
| Book / Page | 11952 / 0317 |
| Map Reference | MB82 PL134 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 11952-0317 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12801 WOLFSVILLE RD, SMITHSBURG, MD 21783-9310 |
| Document Number | 119520322 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 11952-0322 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $519,400 (+28.12%) | $576,400 (+42.18%) Land $174,400 Building $402,000 | |
| 2024 | $5,265.00 (+8.8%) | ||
| 2023 | $4,839.00 Homeowner's exemption | $405,400 Land $123,300 Building $282,100 | $405,400 Land $123,300 Building $282,100 |
4360 Valley View Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,692 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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