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4360 Saint Cloud Way, Unit 3, Oceanside, CA 92056 Property Records

San Diego County property record for 4360 Saint Cloud Way, Unit 3, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 1,724 sqft · built 2020
Owner2 Company Names on Record
Last Sale$513,500 (Mar 2020)
Tax Bill$5,100 (2025)
Deeds & MortgagesMay 2026 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN160-691-10-11

Property Details

APN / Parcel Number

Primary APN160-691-10-11

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,724 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4360 SAINT CLOUD WAY, 3
CityOCEANSIDE
StateCA
Zip92056-5790
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-B
Legal DescriptionLOT 5 US 202 PER DOC19-0219670&UND INT IN PHASE 9 TR 015691
Legal SubdivisionST CLOUD OCEAN RANCH
Legal Tract015691
Legal Block3
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract18522

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4360 SAINT CLOUD WAY, 3, OCEANSIDE, CA 92056-5790
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Deed Document Number2020160439
Last Transfer DateJan 27, 2026
Transfer Doc0000125496
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 4, 2026
Property Address4360 SAINT CLOUD WAY, 3, OCEANSIDE, CA 92056-5790
Document Number0000125496
Instrument DateJan 27, 2026
Instrument2026125496
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4360 SAINT CLOUD WAY, 3, OCEANSIDE, CA 92056-5790

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4360 SAINT CLOUD WAY UNIT 3, 3, OCEANSIDE, CA 92056-5790
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 SAINT CLOUD WAY 3, 3, OCEANSIDE, CA 92056-5790

Mortgage

Document Number0000431055
DateJun 10, 2021
Instrument2021-0431055
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$572,729 (+2%) Land $278,876 Building $293,853
2025$5,100.00 (+1.47%) Veteran's exemption$561,500 (+4.04%) Land $273,408 Building $288,092
2024$5,026.00 (+1.76%)
2023$4,939.00 (-0.2%)$539,699 Land $262,793 Building $276,906
2022$4,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks.

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