Charles County property record for 4360 Rock Ct, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,844 sqft · built 1975 |
| Lot Size | 0.206 acres (8,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $238,500 (Apr 2019) |
| Tax Bill | $9,880 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-065813 |
| Primary APN | 06-065813 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Utility Area | 48 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,982 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Deck Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 065813 |
|---|---|
| Street Address | 4360 ROCK CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-33 B-83 S-7 BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 83 |
| Legal Lot Number | 33 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850906 |
Source: Charles County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4360 ROCK CT, WALDORF, MD 20602-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 26, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Apr 23, 2019 | Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Nov 14, 2014 · Amount on Record |
| Deed Book / Page | 10609 / 319 |
| Prior Transfer Date | Aug 18, 2006 |
| Prior Transfer Doc | 0059940626 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4360 ROCK CT, WALDORF, MD 20602-1545 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4360 ROCK CT, WALDORF, MD 20602-1545 |
| Document Number | 0113570435 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 11357/435 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4360 ROCK CT, WALDORF, MD 20602-1545 |
| Document Number | 0114240418 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4360 ROCK CT WALDORF MD 206021545, WALDORF, MD 20602-1545 |
| Document Number | 0114240418 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 011424/000418 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 23, 2019 |
| Property Address | 4360 ROCK CT, WALDORF, MD 20602-1545 |
| Document Number | 0106090319 |
| Book / Page | 10609 / 319 |
| Map Reference | MB PCM 21 PL 223 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | AMAZON TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,788.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4360 ROCK CT, WALDORF, MD 20602-1545 |
| Document Number | 0010609326 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 10609/326 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2049 |
Source: Charles County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,880.00 (+142.63%) | $321,200 (+12.75%) | $349,800 (+13.98%) Land $120,000 Building $229,800 |
| 2023 | $4,072.00 | $284,867 | $306,900 Land $120,000 Building $186,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures