Lake County property record for 4360 Harper St, Perry, OH 44081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,618 sqft · built 1996 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $286,500 (Mar 2024) |
| Tax Bill | $4,127 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-A-053-0-00-055-0 |
| Primary APN | 04-A-053-0-00-055-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| 1st Floor Area | 1,618 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 62,291 sqft (1.43 acres) |
| View / Lot | Restrictions |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 162 sqft |
| Patio Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4360 HARPER ST |
|---|---|
| City | PERRY |
| State | OH |
| Zip | 44081-9414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M-2 |
| Legal Description | LOT 54 |
| Legal Subdivision | VILLAGE/PERRY |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 205400 |
4360 Harper St is owned by two individuals who bought it in March 2024.
Source: Lake County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 VETERANS UNITED DR, COLUMBIA, MO 65201-8399 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 4, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 22, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 26, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 26, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| May 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK |
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on File |
| Deed Sale | Mar 26, 2024 · Amount on File |
| Deed Document Number | 20245624 |
| Prior Transfer Date | Oct 25, 2023 |
| Prior Transfer Doc | 0000021578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000039048 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021R039048 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000013518 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023R013518 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|---|
| Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024437 |
|---|---|
| Date | Dec 4, 2024 |
| Instrument | 2024R024437 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 22, 2025 |
| Property Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Document Number | 0000028642 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025R028642 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 26, 2024 |
| Property Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Document Number | 0000005624 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024R005624 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 580 VETERANS UNITED DR, COLUMBIA, MO 65201-8399 |
| Document Number | 0000005626 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024R005626 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 26, 2023 |
| Property Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Document Number | 0000021578 |
| Instrument Date | Nov 12, 2022 |
| Instrument | 2023R021578 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012324 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 2018R012324 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4360 HARPER ST, PERRY, OH 44081-9414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037705 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020R037705 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Perry Township |
| Municipality | Perry Village |
| Unified School District | Perry Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108,060 (-) Land $32,620 Building $75,440 | $308,750 (-) Land $93,210 Building $215,540 | |
| 2024 | $4,127.00 (-24.32%) Homeowner's exemption Senior Citizen's exemption | $108,060 (+65.41%) Land $32,620 Building $75,440 | $308,750 Land $93,210 Building $215,540 |
| 2023 | $5,453.00 (+108.69%) Homeowner's exemption Senior Citizen's exemption | $65,330 (-) Land $18,940 Building $46,390 | |
| 2022 | $2,613.00 Homeowner's exemption Senior Citizen's exemption | $65,330 Land $18,940 Building $46,390 | |
| 2021 | $186,640 Land $54,100 Building $132,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4360 Harper St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4360 Harper St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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