4360 Carnation Cir, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4360 Carnation Cir, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,810 sqft · built 1925
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jan 2016)
Tax Bill	$5,343 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`180-0A81-0082-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A81-0082-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,810 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	1,710 sqft
2nd Floor Area	1,100 sqft
Basement Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	296 ft deep x 49 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	243 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4360 CARNATION CIR
City	CINCINNATI
State	OH
Zip	45238-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	4360 CARNATION CIR 49.05 X 296.38 IR-NS CARNATION 168.35 FT E OF HERMOSA
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1002
Census Tract	9902

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4360 CARNATION CIR, CINCINNATI, OH 45238-4905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2016 · Amount on Record
Deed Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	20166818
Prior Transfer Date	Apr 8, 2007
Prior Transfer Doc	0000000850
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4360 CARNATION CIR, CINCINNATI, OH 45238-4905
Document Number	0000094891
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4360 CARNATION CIR CINCINNATI OH 452384905, CINCINNATI, OH 45238-4905

Mortgage

Document Number	0000094891
Date	Oct 30, 2019
Book Page	014034/002813
Instrument	94891

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.09%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4360 CARNATION CIR, CINCINNATI, OH 45238-4905
Document Number	0000099018
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4360 CARNATION CIR CINCINNATI OH 452384905, CINCINNATI, OH 45238-4905

Mortgage

Document Number	0000099018
Date	Nov 12, 2019
Book Page	014042/001177
Instrument	99018

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,343.00 (+3.13%)	$86,710 (+%) Land $14,991 Building $71,719	$247,740 (-) Land $42,830 Building $204,910
2024	$5,181.00 (-2.21%)	$86,708 (-) Land $14,990 Building $71,718
2023	$5,298.00 (+39.16%)	$86,708 (+55.32%) Land $14,990 Building $71,718	$247,740 (+55.32%) Land $42,830 Building $204,910
2022	$3,807.00 Homeowner's exemption	$55,825 Land $14,987 Building $40,838
2020			$159,500 Land $42,820 Building $116,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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