436 Whittington Cir, Madison, MS 39110 Property Records

Madison County property record for 436 Whittington Cir, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details3,926 sqft · built 2023
Lot Size0.229 acres (9,997 sqft)
Owner2 Individual Names on File
Tax Bill$5,237 (2025)
Deeds & MortgagesOct 2026 Sale
Dec 2022 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN072C-05C-001/46

Property Details

APN / Parcel Number

Primary APN072C-05C-001/46
Alternative APN
  • 60288

Interior

Building Area3,926 sqft Adjusted Area
1st Floor Area2,756 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area9,997 sqft (0.229 acres)

Location & Zoning

Account Number60288
Street Address436 WHITTINGTON CIR
CityMADISON
StateMS
Zip39110-8325
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 39 WHITTINGTON PHASE 3 SUBD
Legal Range02E
Legal Township07N
Legal Section05
Legal SubdivisionWHITTINGTON PH 3
Legal Phase3
Legal Lot Number39
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group2
Census Block2006
Census Tract30203

Owner

436 Whittington Cir is owned and occupied by two individuals who acquired it in October 2026.

Source: Madison County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address436 WHITTINGTON CIR, MADISON, MS 39110-8325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 5, 2022Deed of Trust, Mortgage · Construction Mortgage
SOUTHERN BANCORP BANK
Oct 25, 2023Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Aug 1, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CADENCE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2026
Deed SaleOct 5, 2026
Prior SaleAug 15, 2023
Deed Document Number20261060652
Deed Book / Page4737 / 926
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 5, 2026
Property Address436 WHITTINGTON CIR, MADISON, MS 39110-8325
Document Number0001060652
Book / Page4737 / 926
Instrument DateSep 29, 2026
Instrument20261060652
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 WHITTINGTON CIR, MADISON, MS 39110-8325
InvestorPossibly a Property Investor

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address436 WHITTINGTON CIR, MADISON, MS 39110-8325
Transaction TypeMortgage
Record UpdatedDec 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 BRIDGEWATER BLVD, RIDGELAND, MS 39157-8677

Mortgage

Document Number004286/488
DateDec 5, 2022
Book Page4286/488
Instrument973195
Lender
NameSOUTHERN BANCORP BANK
TypeBank
AddressMADISON, MS 39130
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 1, 2023
Interest
Rate TypeAdjustable Rate

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address436 WHITTINGTON CIR, MADISON, MS 39110-8325
Transaction TypeMortgage
Record UpdatedDec 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 WHITTINGTON CIR, MADISON, MS 39110-8325

Mortgage

Document Number004382/120
DateOct 25, 2023
Book Page4382/120
Instrument993926
Lender
NameCADENCE BANK NA
TypeBank
AddressSTARKVILLE, MS 39759
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateAug 1, 2023
Property Address436 WHITTINGTON CIR, MADISON, MS 39110-8325
Document Number004355/714
Book / Page4355 / 714
Map ReferenceCAB F SL 178A&178B
Instrument DateJul 31, 2023
Instrument986558
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 5, 2023
Title CompanyFIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address154 BRIDGEWATER BLVD, RIDGELAND, MS 39157-8677

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address436 WHITTINGTON CIR, MADISON, MS 39110-8325

Mortgage

Document Number0000986559
DateAug 1, 2023
Instrument986559
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 436 Whittington Cir was $5,237 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,237.00 Homeowner's exemption$47,520$475,200 Land $85,000 Building $390,200
2024$5,237.00 (+252.66%)
2023$1,485.00 (+66.67%)$12,750 (+66.67%)$85,000 (+66.67%) Land $85,000
2022$891.00$7,650$51,000 Land $51,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Whittington Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (1993–2008)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Whittington Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
NETSPEEDMS
Fixed Wireless
335 / 192

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