Madison County property record for 436 Whittington Cir, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 3,926 sqft · built 2023 |
| Lot Size | 0.229 acres (9,997 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,237 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Dec 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072C-05C-001/46 |
| Primary APN | 072C-05C-001/46 |
|---|---|
| Alternative APN |
|
| Building Area | 3,926 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,756 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 9,997 sqft (0.229 acres) |
| Account Number | 60288 |
|---|---|
| Street Address | 436 WHITTINGTON CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-8325 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 39 WHITTINGTON PHASE 3 SUBD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 05 |
| Legal Subdivision | WHITTINGTON PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 39 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30203 |
436 Whittington Cir is owned and occupied by two individuals who acquired it in October 2026.
Source: Madison County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 436 WHITTINGTON CIR, MADISON, MS 39110-8325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 5, 2022 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK |
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Aug 1, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CADENCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 |
| Deed Sale | Oct 5, 2026 |
| Prior Sale | Aug 15, 2023 |
| Deed Document Number | 20261060652 |
| Deed Book / Page | 4737 / 926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 5, 2026 |
| Property Address | 436 WHITTINGTON CIR, MADISON, MS 39110-8325 |
| Document Number | 0001060652 |
| Book / Page | 4737 / 926 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 20261060652 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 436 WHITTINGTON CIR, MADISON, MS 39110-8325 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 436 WHITTINGTON CIR, MADISON, MS 39110-8325 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 154 BRIDGEWATER BLVD, RIDGELAND, MS 39157-8677 |
| Document Number | 004286/488 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 4286/488 |
| Instrument | 973195 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39130 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 436 WHITTINGTON CIR, MADISON, MS 39110-8325 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 436 WHITTINGTON CIR, MADISON, MS 39110-8325 |
| Document Number | 004382/120 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 4382/120 |
| Instrument | 993926 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | STARKVILLE, MS 39759 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 1, 2023 |
| Property Address | 436 WHITTINGTON CIR, MADISON, MS 39110-8325 |
| Document Number | 004355/714 |
| Book / Page | 4355 / 714 |
| Map Reference | CAB F SL 178A&178B |
| Instrument Date | Jul 31, 2023 |
| Instrument | 986558 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 BRIDGEWATER BLVD, RIDGELAND, MS 39157-8677 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 436 WHITTINGTON CIR, MADISON, MS 39110-8325 |
| Document Number | 0000986559 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 986559 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2038 |
The 2025 property tax bill for 436 Whittington Cir was $5,237 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,237.00 Homeowner's exemption | $47,520 | $475,200 Land $85,000 Building $390,200 |
| 2024 | $5,237.00 (+252.66%) | ||
| 2023 | $1,485.00 (+66.67%) | $12,750 (+66.67%) | $85,000 (+66.67%) Land $85,000 |
| 2022 | $891.00 | $7,650 | $51,000 Land $51,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Whittington Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1993–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 436 Whittington Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
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