436 W Oley St, Reading, PA 19601 Property Records

Berks County property record for 436 W Oley St, Reading, PA 19601 · Last verified June 2026

Property Summary

Property Type	Retail Store
Details	2,354 sqft · built 1930
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Tax Bill	$1,052 (2026)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Jul 2026 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-56-33-9926`

Property Details

APN / Parcel Number

Primary APN	`5307-56-33-9926`
Alternative APNs	`15-5307-56-33-9926` `15559050` `559050`

Interior

Units	3 Units
Stories	1 Story
Building Area	2,354 sqft Gross Area
1st Floor Area	1,128 sqft
Basement Area	338 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15559050
Street Address	436 W OLEY ST
City	READING
State	PA
Zip	19601-2302
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Legal Block	33
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	1100

Owner

Source: Berks County records · APN 5307-56-33-9926

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	436 W OLEY ST, READING, PA 19601-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2026	Deed of Trust, Mortgage · Reverse Mortgage ACRISURE NATIONAL LENDER SER
Jul 01, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jan 24, 2024	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST FND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 23, 2024
Transfer Doc	0000002086
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 01, 2026
Property Address	436 W OLEY ST, READING, PA 19601-2302
Document Number	0000020987
Instrument Date	Jun 25, 2026
Instrument	202620987
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Surviving Joint Tenant, 290
Address	436 W OLEY ST, READING, PA 19601-2302

Mortgage

Document Number	0000020987,
Date	Jul 01, 2026
Instrument	202620987

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	698 Months
Due	Sep 10, 2084

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 01, 2026
Property Address	436 W OLEY ST, READING, PA 19601-2302
Document Number	0000020986
Instrument Date	Jun 25, 2026
Instrument	202620986
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Surviving Joint Tenant, 290
Address	436 W OLEY ST, READING, PA 19601-2302

Mortgage

Document Number	0000020986,
Date	Jul 01, 2026
Instrument	202620986

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	698 Months
Due	Sep 10, 2084

Interest

Rate	6.53%
Max Rate	-1%

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BERKS PA
Recording Date	Jan 24, 2024
Property Address	436 W OLEY ST, READING, PA 19601-2302
Document Number	0000002086
Instrument Date	Dec 11, 2023
Instrument	2024002086
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002087
Date	Jan 24, 2024
Instrument	2024002087

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2039

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	436 W OLEY ST, READING, PA 19601-2302
Document Number	0000022601
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 W OLEY ST READING PA 196012302, READING, PA 19601-2302

Mortgage

Document Number	0000022601
Date	Jul 11, 2019
Instrument	22601

Lender

Name	COMMUNITY FIRST FND
Type	Funding / Finance Company
Address	LANCASTER, PA 17608-0524

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,052.00 (+6.59%) Homeowner's exemption	$37,300 (-) Land $10,000 Building $27,300	$10,000 (-73.19%) Land $10,000
2024	$987.00 (-39.45%)	$37,300 (-) Land $10,000 Building $27,300
2023	$1,630.00 Homeowner's exemption	$37,300 Land $10,000 Building $27,300
1994			$37,300 Land $10,000 Building $27,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110011003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1979–1983)
Most Recent Claim	Dec 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 519 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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