436 W 2nd St, Cloverdale, CA 95425 Property Records

Sonoma County property record for 436 W 2nd St, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 1988
Lot Size	0.139 acres (6,060 sqft)
Owner	2 Individual Names on File
Last Sale	$496,000 (Mar 2018)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-051-037-000`

Property Details

APN / Parcel Number

Primary APN	`001-051-037-000`
Alternative APN	`001-051-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
Gross Area	1,865 sqft
1st Floor Area	1,465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,060 sqft (0.139 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-051-037
Street Address	436 W 2ND ST
City	CLOVERDALE
State	CA
Zip	95425-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	88 FM 1-051-34 PT PT 36 & 38 OR 87-80665
Legal Subdivision	MICHAEL A BOJANOWSKI
Legal Block	3
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3007
Census Tract	154202

Owner

436 W 2nd St is owned and occupied by two individuals who acquired it in December 2019.

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	436 W 2ND ST, CLOVERDALE, CA 95425-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Dec 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 6, 2018	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	201815534
Last Transfer Date	Dec 3, 2019
Transfer Doc	0000093478
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	436 W 2ND ST, CLOVERDALE, CA 95425-3102
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 W 2ND ST, CLOVERDALE, CA 95425-3102

Mortgage

Document Number	0000091290
Date	Oct 8, 2020
Instrument	2020091290

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Dec 9, 2019
Property Address	436 W 2ND ST, CLOVERDALE, CA 95425-3102
Document Number	0000093478
Instrument Date	Dec 3, 2019
Instrument	2019093478
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	436 W 2ND ST, CLOVERDALE, CA 95425-3102

Mortgage

Document Number	0000093479
Date	Dec 9, 2019
Instrument	2019093479

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 6, 2018
Property Address	436 W 2ND ST, CLOVERDALE, CA 95425-3102
Document Number	0000015534
Map Reference	DOC87069491
Instrument Date	Mar 2, 2018
Instrument	2018015534
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	436 W 2ND ST, CLOVERDALE, CA 95425-3102

Mortgage

Document Number	0000015535
Date	Mar 6, 2018
Instrument	2018015535

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 436 W 2nd St was $2,662 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$207,911 (+2%) Land $63,444 Building $144,467
2025	$2,662.00 Homeowner's exemption	$203,835 Land $62,200 Building $141,635
2023	$2,630.00 (+1.82%) Homeowner's exemption	$195,922 Land $59,786 Building $136,136
2022	$2,583.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 436 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 W 2nd St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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