436 Toney Rd, Bostic, NC 28018 Property Records

Rutherford County property record for 436 Toney Rd, Bostic, NC 28018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,880 sqft · built 2003
Lot Size	6.91 acres (301,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,000 (Dec 2021)
Tax Bill	$2,937 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1635734`

Property Details

APN / Parcel Number

Primary APN	`1635734`
Alternative APN	`44492`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,880 sqft Heated Area
Basement Area	1,880 sqft
Finished Basement	1,880 sqft
Unfinished Basement	1,880 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	301,000 sqft (6.91 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Deck Area	16 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	436 TONEY RD
City	BOSTIC
State	NC
Zip	28018-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1663003333520000; RES TONEY RD
Jurisdiction	RUTHERFORD NC
Township / Civil Division	LOGAN STORE
Census Block Group	1
Census Block	1033
Census Tract	960102

Owner

Source: Rutherford County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	436 TONEY RD, BOSTIC, NC 28018-6636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Oct 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Book / Page	2055 / 3206
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 30, 2021
Property Address	436 TONEY RD, BOSTIC, NC 28018-6636
Document Number	0020553206
Book / Page	2055 / 3206
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 BISHOP CT, 176, RUTHERFORDTON, NC 28139-6457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 TONEY RD, BOSTIC, NC 28018-6636

Mortgage

Document Number	0020553209
Date	Dec 30, 2021
Instrument	2055/3209

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 1, 2021
Property Address	436 TONEY RD, BOSTIC, NC 28018-6636
Document Number	0020443264
Book / Page	2044 / 3264
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1431 TWIN RIVERS BLVD, 1431, OVIEDO, FL 32766-5112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 TONEY RD, BOSTIC, NC 28018-6636

Mortgage

Document Number	0020443268
Date	Apr 1, 2021
Instrument	2044/3268

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	May 1, 2021

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	436 TONEY RD, BOSTIC, NC 28018-6636
Document Number	0012590169
Book / Page	001259 / 000169
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 TONEY RD BOSTIC NC 280186636, BOSTIC, NC 28018-6636

Mortgage

Document Number	0012590169
Date	Oct 5, 2017
Book Page	001259/000169
Instrument	3183

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,937.00 (+50.85%)	$462,800 (-) Land $30,600 Building $432,200	$462,800 (-) Land $30,600 Building $432,200
2023		$462,800 Land $30,600 Building $432,200	$462,800 Land $30,600 Building $432,200
2022	$1,947.00
2021	$1,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pangaea Internet Fiber	500 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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