436 Stanley Ave, Frostproof, FL 33843 Property Records

Polk County property record for 436 Stanley Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 939 sqft · built 1961
Lot Size	0.207 acres (8,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,000 (Nov 2001)
Tax Bill	$197 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-32-07-985800-008200`

Property Details

APN / Parcel Number

Primary APN	`28-32-07-985800-008200`
Alternative APNs	`073228985800008200` `73228000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	939 sqft Living Area
1st Floor Area	939 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,995 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	259 sqft
Shed	1 Shed
Utility Building	54 sqft

Location & Zoning

Street Address	436 STANLEY AVE
City	FROSTPROOF
State	FL
Zip	33843-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	XX
Legal Description	SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 8 LOT 20
Legal Range	28E
Legal Township	32S
Legal Section	07
Legal Subdivision	SUN RAY HOMES PLAT NO 2
Legal Tract	985800
Legal Block	8
Legal Lot Number	20
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2038
Census Tract	15801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	436 STANLEY AVE, FROSTPROOF, FL 33843-9125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2001 · Amount on Record
Deed Sale	Nov 14, 2001 · Amount on Record
Prior Sale	Mar 18, 1999 · Amount on Record
Deed Book / Page	4848 / 75
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	436 STANLEY AVE, FROSTPROOF, FL 33843-9125
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229635
Date	Aug 23, 2022
Book Page	12390/1501
Instrument	2022229635

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,386 (+2.7%)	$129,494 (+0.24%) Land $21,000 Building $108,494
2025	$197.00 (-72.56%) Homeowner's exemption	$40,298 (+5.99%)	$129,187 (+5.52%) Land $21,000 Building $108,187
2023	$718.00 (+8.79%) Homeowner's exemption	$38,021 (+3%)	$122,433 (+17.85%) Land $13,500 Building $108,933
2022	$660.00 Homeowner's exemption	$36,914	$103,886 Land $7,700 Building $96,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20