436 S Main St, Stanley, NC 28164 Property Records

Gaston County property record for 436 S Main St, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,414 sqft · built 1922
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Mar 2019)
Tax Bill$2,093 (2026)
Deeds & MortgagesMar 2021 Mortgage
Mar 2019 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN08008 04800

Property Details

APN / Parcel Number

Primary APN08008 04800
Alternative APN
  • 134176

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,414 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,375 sqft (0.33 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area219 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address436 S MAIN ST
CitySTANLEY
StateNC
Zip28164-2054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description08 008 048 00 000
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group3
Census Block3014
Census Tract33501

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address436 S MAIN ST, STANLEY, NC 28164-2054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 29, 2019Warranty Deed, Transfer · Stand-Alone Second Mortgage
NORTH CAROLINA HOUSING FINANCE AGEN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2019 · Amount on Record
Deed SaleMar 29, 2019 · Amount on Record
Prior SaleJul 27, 2016 · Amount on Record
Deed Book / Page5032 / 2028
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address436 S MAIN ST, STANLEY, NC 28164-2054
Transaction TypeMortgage
Record UpdatedMay 18, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052111166
DateMar 24, 2021
Book Page5211/1166
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 29, 2019
Property Address436 S MAIN ST, STANLEY, NC 28164-2054
Document Number0050322028
Book / Page5032 / 2028
Instrument DateMar 29, 2019
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address509 OLD MOUNT HOLLY RD, 509, STANLEY, NC 28164-2195

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 S MAIN ST, STANLEY, NC 28164-2054

Mortgage

Document Number50322040
DateMar 29, 2019
Instrument5032/2040
Lender
NameNORTH CAROLINA HOUSING FINANCE AGEN
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0050322030
DateMar 29, 2019
Book Page5032/2030
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressSAUSALITO, CA 94965
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityStanley Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,093.00 (+2.5%)$192,210 (+3.51%) Land $21,000 Building $171,210
2023$2,042.00$185,700 Land $21,000 Building $164,700
2021$114,760 Land $16,000 Building $98,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STANLEY
serves 5,750 people · EPA ID NC0136035
Water SourcePurchased surface water from CITY OF MOUNT HOLLY
Last State InspectionFeb 2024
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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