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  2. Maryland
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  4. Arnold
  5. Ruth Rd

436 Ruth Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 436 Ruth Rd, Arnold, MD 21012 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,588 sqft · built 1973
Lot Size0.232 acres (10,125 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Mar 2012)
Tax Bill$4,615 (2024)
Deeds & MortgagesJul 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-890-31593304

Property Details

APN / Parcel Number

Primary APN03-890-31593304
Alternative APNs
  • 3-890-31593304
  • 89031593304

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,588 sqft Living Area
1st Floor Area1,108 sqft
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,125 sqft (0.232 acres)
Deck Area250 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number89031593304
Street Address436 RUTH RD
CityARNOLD
StateMD
Zip21012-1241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 BK B WEST MAGOTHY MANOR
Legal SubdivisionWEST MAGOTHY MANOR
Legal BlockB
Legal Lot Number4
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2005
Census Tract731105

Owner

Source: Anne Arundel County records · APN 03-890-31593304

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address436 RUTH RD, ARNOLD, MD 21012-1241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jul 15, 2019Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2012 · Amount on Record
Deed SaleMar 16, 2012 · Amount on Record
Prior SaleOct 15, 2004 · Amount on Record
Deed Book / Page24442 / 4
Transfer Doc0126100277
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address436 RUTH RD, ARNOLD, MD 21012-1241
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0372840152
DateJul 30, 2021
Book Page37284/152
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address436 RUTH RD, ARNOLD, MD 21012-1241
Document Number0333650272
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 RUTH RD ARNOLD MD 210121241, ARNOLD, MD 21012-1241

Mortgage

Document Number0333650272
DateJul 23, 2019
Book Page033365/000272
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 22, 2049

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$391,467 (+9.11%)$423,200 (+12.67%) Land $243,300 Building $179,900
2024$4,615.00 (+17.82%)
2023$3,917.00$358,767$375,600 Land $243,300 Building $132,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Nearby Flood Policies65 units insured
34 under condo master policies
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA5 of 31
Most Recent ClaimJan 2024, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 17 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFiber980 / 880
Believe WirelessFixed Wireless (unlicensed)500 / 100
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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