436 Rustic Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 436 Rustic Rd, West Jefferson, NC 28694 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$105 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12310-012-068`

Property Details

APN / Parcel Number

Primary APN	`12310-012-068`
Alternative APN	`103913`

Exterior

Lot Area	17,424 sqft (0.4 acres)
Garage Area	528 sqft

Location & Zoning

Account Number	103913
Street Address	436 RUSTIC RD
City	WEST JEFFERSON
State	NC
Zip	28694-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 BLK 1 (.40 A) FROM EUGENE R & MADIE RIL
Legal Block	1
Legal Lot Number	68
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	2
Census Block	2006
Census Tract	970702

Owner

Source: Ashe County records · APN 12310-012-068

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	436 RUSTIC RD, WEST JEFFERSON, NC 28694-8225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	436 RUSTIC RD, WEST JEFFERSON, NC 28694-8225
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000538/306
Date	Feb 11, 2022
Book Page	538/306
Instrument	729

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$105.00 (+8.25%)	$20,100 (-) Land $8,000 Building $12,100	$20,100 (-) Land $8,000 Building $12,100
2023	$97.00 (+12.79%)	$20,100 (+24.84%) Land $8,000 Building $12,100	$20,100 (+24.84%) Land $8,000 Building $12,100
2022	$86.00	$16,100 Land $8,000 Building $8,100	$16,100 Land $8,000 Building $8,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024, other causes, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.