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436 Raintree Dr, Oswego, IL 60543 Property Records

Kendall County property record for 436 Raintree Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,014 sqft · built 2001
Lot Size0.239 acres (10,411 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (May 2015)
Tax Bill$11,726 (2024)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-11-231-002

Property Details

APN / Parcel Number

Primary APN03-11-231-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,014 sqft Living Area
Gross Area5,298 sqft
1st Floor Area3,014 sqft
Basement Area1,619 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeAttached
Garage Area665 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address436 RAINTREE DR
CityOSWEGO
StateIL
Zip60543-7939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 138 OGDEN FALLS UNIT 2 PHASE 2 VILLAGE OF OSWEGO
Legal SubdivisionOGDEN FALLS UNIT 2 PHASE 2
Legal Lot Number138
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2015
Census Tract890105

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address436 RAINTREE DR, OSWEGO, IL 60543-7939
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 30, 2017Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2015 · Amount on Record
Deed SaleMay 28, 2015 · Amount on Record
Prior SaleApr 2, 2007 · Amount on Record
Deed Document Number20158097
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address436 RAINTREE DR, OSWEGO, IL 60543-7939
Document Number0000019177
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address436 RAFNTREE DR OSWEGO IL 60543, OSWEGO, IL 60543

Mortgage

Document Number0000019177
DateDec 6, 2017
Instrument19177
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 5, 2047

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENDALL IL
Property Address436 RAINTREE DR, OSWEGO, IL 60543-7939
Document Number0000019176
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address436 RAINTREE DR OSWEGO IL 605437939, OSWEGO, IL 60543-7939

Mortgage

Document Number0000019176
DateDec 6, 2017
Instrument19176
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 5, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$169,927 (+33.02%) Land $31,468 Building $138,459$509,781 (+33.02%) Land $94,404 Building $415,377
2024$11,726.00
2022$127,743 Land $23,656 Building $104,087$383,229 Land $70,968 Building $312,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Watch TV
Fixed Wireless		400 / 40

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