436 N Commerce St, Aurora, IL 60504 Property Records

DuPage County property record for 436 N Commerce St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 2006
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Company Names on Record
Last Sale	$303,000 (Oct 2021)
Tax Bill	$7,937 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-20-208-021`

Property Details

APN / Parcel Number

Primary APN	`07-20-208-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft
Basement Area	264 sqft
Finished Basement	264 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	6.2 ft deep x 2.4 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	436 N COMMERCE ST
City	AURORA
State	IL
Zip	60504-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	YORKSHIRE SQUARE UNIT 1 ASSMT PLAT OF LOT 16 ALL UNIT 16-88
Legal Subdivision	YORKSHIRE SQUARE UNIT 1 ASSMT PLAT
Legal Lot Number	16
Legal Unit	1,16
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3011
Census Tract	846509

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	436 N COMMERCE ST, AURORA, IL 60504-6608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMELAND MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Aug 20, 2008 · Amount on Record
Deed Document Number	2021155858
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000033076
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	May 19, 2026
Property Address	436 N COMMERCE ST, AURORA, IL 60504-6608
Document Number	0000033076
Instrument Date	Apr 10, 2026
Instrument	202633076
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	436 N COMMERCE ST, AURORA, IL 60504-6608

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 22, 2021
Property Address	436 N COMMERCE ST, AURORA, IL 60504-6608
Document Number	0000155858
Map Reference	DOC R2006-017951
Instrument Date	Oct 15, 2021
Instrument	R2021-155858
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	LANDTRUST NATIONAL TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 CONAN DOYLE RD, 1208, NAPERVILLE, IL 60564-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	436 N COMMERCE ST, AURORA, IL 60504-6608

Mortgage

Document Number	0000155859
Date	Oct 22, 2021
Instrument	R2021-155859

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,937.00 (+5.83%) Homeowner's exemption	$116,962 (+9.67%) Land $25,253 Building $91,709	$350,886 (+9.67%) Land $75,759 Building $275,127
2024	$7,500.00 (+12.78%)	$106,649 (+25.03%) Land $23,026 Building $83,623	$319,947 (+25.03%) Land $69,078 Building $250,869
2022	$6,650.00 Homeowner's exemption	$85,300 Land $18,260 Building $67,040	$255,900 Land $54,780 Building $201,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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