Chesapeake City property record for 436 Mike Trl, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,250 sqft · built 2017 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $659,900 (Apr 2026) |
| Tax Bill | $6,408 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Nov 2022 Second Mortgage + 3 more |
| APN | 0593019000060 |
| Primary APN | 0593019000060 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,250 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| Upper Floors Area | 1,222 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 436 MIKE TRL |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-2891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | LOT 6 OLAHS LANDING PH 1 |
| Legal Subdivision | OLAHS LANDING, SYKES FARM, STONEGATE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Nov 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Apr 14, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 14, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 9, 2017 | Special Warranty Deed, Transfer · ARM NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Aug 21, 2025 · Amount on Record |
| Deed Document Number | 20269325 |
| Deed Book / Page | 10967 / 149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10726/1470 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 10726/1470 |
| Instrument | 240002905 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 278 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10618/1709 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 10618/1709 |
| Instrument | 220034399 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 14, 2026 |
| Property Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Document Number | 0000009325 |
| Book / Page | 10967 / 149 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026.9325 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | PRIOR TITLE, PRIORITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,649.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Document Number | 0000009326, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026..9326 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 14, 2026 |
| Property Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Document Number | 010967/149 |
| Book / Page | 10967 / 149 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20269325 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | TOP PRIORITY TITLE, PRIORITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,649.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Document Number | 0000009326, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20269326 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 9, 2017 |
| Property Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Document Number | 009763/694 |
| Book / Page | 9763 / 694 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 170006512 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 436 MIKE TRL, CHESAPEAKE, VA 23322-2891 |
| Document Number | 0170006513 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 170006513 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,600 (+4.11%) Land $200,000 Building $460,600 | $660,600 (+4.11%) Land $200,000 Building $460,600 | |
| 2025 | $6,408.00 (+4.25%) | $634,500 (+10.41%) Land $190,000 Building $444,500 | $634,500 (+10.41%) Land $190,000 Building $444,500 |
| 2024 | $6,147.00 (+26.48%) | ||
| 2023 | $574,700 (+7.84%) Land $170,000 Building $404,700 | $574,700 (+7.84%) Land $170,000 Building $404,700 | |
| 2022 | $532,900 Land $150,000 Building $382,900 | $532,900 Land $150,000 Building $382,900 | |
| 2019 | $4,860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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