Kendall County property record for 436 Main St, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,008 sqft · built 1912 |
| Lot Size | 0.328 acres (14,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,500 (Feb 2022) |
| Tax Bill | $7,347 (2024) |
| Deeds & Mortgages | Mar 2021 Sale Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-19-228-003 |
| Primary APN | 03-19-228-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 2,008 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 14,299 sqft (0.328 acres) |
| Lot Dimensions | 140 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 436 MAIN ST |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S ELY 57 LT 5 ALL LT 6 & NLY LTS 13 & 14-1X 87.15 BLK 1 HAWLEYS ADDN VILLAGE OF OSWEGO |
| Legal Subdivision | HAWLEYS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 890106 |
436 Main St is owned and occupied by two individuals who bought it in February 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 436 MAIN ST, OSWEGO, IL 60543-9047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Feb 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 21, 2020 | Grant Deed, Construction Loan · Construction Mortgage ANCHOR LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on File |
| Deed Sale | Feb 8, 2022 · Amount on File |
| Prior Sale | Mar 31, 2021 · Amount on File |
| Deed Document Number | 20222686 |
| Prior Transfer Date | Nov 6, 2015 |
| Prior Transfer Doc | 0000019753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Mar 31, 2021 |
| Property Address | 436 MAIN ST, OSWEGO, IL 60543-9047 |
| Document Number | 0000008316 |
| Instrument Date | Feb 14, 2021 |
| Instrument | 202100008316 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 371 S MADISON ST, OSWEGO, IL 60543-9054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 8, 2022 |
| Property Address | 436 MAIN ST, OSWEGO, IL 60543-9047 |
| Document Number | 0000002686 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 202200002686 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 436 MAIN ST, OSWEGO, IL 60543-9047 |
| Document Number | 0000002687 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 202200002687 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Feb 1, 2036 |
| Document Number | 0000003265 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 202200003265 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Mar 1, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 21, 2020 |
| Property Address | 436 MAIN ST, OSWEGO, IL 60543-9047 |
| Document Number | 0000008530 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 8530 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 2, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 371 S MADISON ST OSWEGO IL 605439054, OSWEGO, IL 60543-9054 |
| Document Number | 8531 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 8531 |
| Name | ANCHOR LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 20, 2021 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,897 Land $23,026 Building $88,871 | $335,691 Land $69,078 Building $266,613 | |
| 2024 | $7,347.00 | ||
| 2022 | $77,593 Land $15,967 Building $61,626 | $232,779 Land $47,901 Building $184,878 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 436 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 436 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures