436 Locust St, Coshocton, OH 43812 Property Records

Coshocton County property record for 436 Locust St, Coshocton, OH 43812

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,732 sqft · built 1920
Lot Size	0.126 acres (5,472 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Dec 2023)
Tax Bill	$906 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004308-2`

Property Details

APN / Parcel Number

Primary APN	`004308-2`
Alternative APN	`0430000222500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,732 sqft Total Area
1st Floor Area	880 sqft
Upper Floors Area	852 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,472 sqft (0.126 acres)
Lot Dimensions	144 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004308-2
Street Address	436 LOCUST ST
City	COSHOCTON
State	OH
Zip	43812-1143
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IN LOT 17-18 PTS 38.4 X 144
Legal Lot Number	17-18
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2005
Census Tract	961300

Owner

436 Locust St, a duplex, is owned by a company that bought it in December 2023.

Source: Coshocton County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	419 MAIN ST, COSHOCTON, OH 43812-1523
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE HOME LOAN SAVINGS BANK
May 19, 2023	Deed of Trust, Mortgage THE HOME LOAN SAVINGS BANK
Dec 1, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON
Jan 18, 2018	Warranty Deed, Transfer
Dec 28, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Jan 18, 2018 · Amount on File
Deed Document Number	20234825
Deed Book / Page	799 / 326
Prior Transfer Date	Dec 14, 2017
Prior Transfer Doc	000749/911
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	436 LOCUST ST, COSHOCTON, OH 43812-1143
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000796/398
Date	May 18, 2023
Book Page	796/398
Instrument	202300001845

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	436 LOCUST ST, COSHOCTON, OH 43812-1143
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000796/529
Date	May 19, 2023
Book Page	796/529
Instrument	202300001863

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 1, 2023
Property Address	436 LOCUST ST, COSHOCTON, OH 43812-1143
Document Number	000799/326
Book / Page	799 / 326
Map Reference	MB 1 PG 27
Instrument Date	Nov 21, 2023
Instrument	202300004825
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MAIN ST, COSHOCTON, OH 43812-1523
Investor	Possibly a Property Investor

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jan 18, 2018
Property Address	436 LOCUST ST, COSHOCTON, OH 43812-1143
Document Number	000751/184
Book / Page	751 / 184
Map Reference	MB 1 PG 27
Instrument Date	Jan 15, 2018
Instrument	201800000209
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 PLEASANT VALLEY DR, COSHOCTON, OH 43812-9138

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COSHOCTON OH
Recording Date	Dec 28, 2017
Property Address	436 LOCUST ST, COSHOCTON, OH 43812-1143
Document Number	000749/911
Book / Page	749 / 911
Map Reference	MB 1 PG 27
Instrument Date	Dec 14, 2017
Instrument	201700004863
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels (Partial Ownership)

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 EMBREY CT, HEATH, OH 43056-1794

Tax Assessment & Valuation

The 2025 property tax bill for 436 Locust St was $906, up 8.9% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (+8.89%)	$19,720 (-) Land $3,110 Building $16,610	$56,330 (-) Land $8,880 Building $47,450
2024	$832.00 (+13.2%)	$19,720 (+27.06%) Land $3,110 Building $16,610	$56,330 Land $8,880 Building $47,450
2023	$735.00 (-3.29%)	$15,520 (-) Land $2,391 Building $13,129
2022	$760.00	$15,520 Land $2,391 Building $13,129
2021			$44,340 Land $6,830 Building $37,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 436 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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