436 Lake Morraine Loop, Laredo, TX 78041 Property Records

Webb County property record for 436 Lake Morraine Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	3,184 sqft · built 2005
Lot Size	0.233 acres (10,127 sqft)
Owner	2 Individual Names on File
Last Sale	$254,600 (Aug 2020)
Tax Bill	$2,469 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-10018-270`

Property Details

APN / Parcel Number

Primary APN	`991-10018-270`
Alternative APN	`318517`

Interior

Stories	2 Stories
Building Area	3,184 sqft Living Area
Gross Area	3,785 sqft
1st Floor Area	2,440 sqft
Utility Area	28 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	10,127 sqft (0.233 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces
Pool Area	629 sqft
Porch	Open Porch
Porch Area	711 sqft

Location & Zoning

Street Address	436 LAKE MORRAINE LOOP
City	LAREDO
State	TX
Zip	78041-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 18, LOT 27, PHASE 12
Legal Subdivision	LAKESIDE
Legal Phase	12
Legal Block	18
Legal Lot Number	27
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1714

Owner

Source: Webb County records · APN 991-10018-270

Assessment roll updated October 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	436 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Mar 26, 2014 · Amount on Record
Deed Document Number	20201401717
Deed Book / Page	4845 / 562
Prior Transfer Date	Aug 07, 2020
Prior Transfer Doc	004845/562
Record Updated	Jun 08, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Aug 24, 2020
Property Address	436 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001
Document Number	004845/562
Book / Page	4845 / 562
Map Reference	VOL 25 PG 112
Instrument Date	Aug 07, 2020
Instrument	1401717
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 LAKE MORRAINE LOOP, LAREDO, TX 78041-2001

Mortgage

Document Number	0001401718
Date	Aug 24, 2020
Instrument	1401718

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2030

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$505,000 (+3.8%) Land $169,522 Building $335,478	$505,000 (+3.8%) Land $169,522 Building $335,478
2024	$2,469.00 (-12.35%)
2023		$486,524 Land $126,686 Building $359,838	$486,524 Land $126,686 Building $359,838
2022	$2,817.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.