436 Hern Ave, Saint Louis, MO 63135 Property Records

St. Louis County property record for 436 Hern Ave, Saint Louis, MO 63135

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,801 sqft · built 1929
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$223,133 (Jul 2025)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12J-34-1431`

Property Details

APN / Parcel Number

Primary APN	`12J-34-1431`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,069 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	150 ft deep x 150 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Patio Area	438 sqft
Poultry House	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	436 HERN AVE
City	SAINT LOUIS
State	MO
Zip	63135-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22R-1D
Legal Description	BERTHA PLACE LOT PTS 9 THRU 11 12J340991 10 24 90
Legal Subdivision	BERTHA PLACE
Legal Block	2
Legal Lot Number	9-11
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORWOOD
Census Block Group	2
Census Block	2010
Census Tract	212702

Owner

436 Hern Ave is owned and occupied by two individuals who bought it in July 2025.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	436 HERN AVE, SAINT LOUIS, MO 63135-2645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jul 18, 2025	Warranty Deed, Transfer · FHA Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Oct 1, 2024 · Amount on File
Deed Document Number	2025345
Prior Transfer Date	Jul 23, 2007
Prior Transfer Doc	0176354270
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 1, 2026
Property Address	436 HERN AVE, SAINT LOUIS, MO 63135-2645
Document Number	0000000482
Instrument Date	Apr 25, 2026
Instrument	2026482
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 HERN AVE, SAINT LOUIS, MO 63135-2645

Mortgage

Document Number	0000000482,
Date	May 1, 2026
Instrument	2026482

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 18, 2025
Property Address	436 HERN AVE, SAINT LOUIS, MO 63135-2645
Document Number	2025071800345
Map Reference	MB 22 PG 70
Instrument Date	Jul 17, 2025
Instrument	2025071800345
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9541 LACKLAND RD, SAINT LOUIS, MO 63114-3602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 HERN AVE, SAINT LOUIS, MO 63135-2645

Mortgage

Document Number	2025071800346
Date	Jul 18, 2025
Instrument	2025071800346

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 436 Hern Ave was $2,232, up 6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,300 (-) Land $3,420 Building $28,880	$170,000 (-) Land $18,000 Building $152,000
2025	$2,232.00 (+6.03%)	$32,300 (+10.81%) Land $3,420 Building $28,880	$170,000 Land $18,000 Building $152,000
2024	$2,105.00 (+0.57%)	$29,150 (-) Land $3,420 Building $25,730
2023	$2,093.00 (+2.9%)	$29,150 (+16.46%) Land $3,420 Building $25,730	$153,400 Land $18,000 Building $135,400
2022	$2,034.00	$25,030 Land $4,280 Building $20,750
2021			$131,700 Land $22,500 Building $109,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 436 Hern Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Hern Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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