Union County and Westfield Town property record for 436 Grove St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,704 sqft · built 1996 |
| Lot Size | 0.246 acres (10,711 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,000 (Oct 1997) |
| Tax Bill | $21,208 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04204-0000-00008-02 |
| Primary APN | 20-04204-0000-00008-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,704 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 10,711 sqft (0.246 acres) |
| Lot Dimensions | 170 ft deep x 63 ft wide |
| Old Parcel Number | 2004204000000008 |
|---|---|
| Street Address | 436 GROVE ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4204 |
| Legal Lot Number | 8.2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 36700 |
436 Grove St is owned and occupied by an individual who bought it in October 1997.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 436 GROVE ST, WESTFIELD, NJ 07090-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1997 · Amount on File |
| Deed Sale | Oct 1, 1997 · Amount on File |
| Deed Document Number | 199744690 |
| Deed Book / Page | 4577 / 31 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 436 GROVE ST, WESTFIELD, NJ 07090-2623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0149132440 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 14913/2440 |
| Instrument | 7313 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 436 GROVE ST, WESTFIELD, NJ 07090-2623 |
| Document Number | 0147602288 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 436 GROVE ST WESTFIELD NJ 070902623, WESTFIELD, NJ 07090-2623 |
| Document Number | 0147602288 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 014760/002288 |
| Instrument | 698168 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 436 GROVE ST, WESTFIELD, NJ 07090-2623 |
| Document Number | 0142290257 |
| Book / Page | 014229 / 000257 |
| Instrument Date | Nov 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 436 GROVE ST WESTFIELD NJ 070902623, WESTFIELD, NJ 07090-2623 |
| Document Number | 0142290257 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 014229/000257 |
| Instrument | 636091 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2047 |
The 2025 property tax bill for 436 Grove St was $21,208, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $925,300 (-) Land $465,800 Building $459,500 | $925,300 (-) Land $465,800 Building $459,500 | |
| 2025 | $21,208.00 (+1.78%) | $925,300 Land $465,800 Building $459,500 | $925,300 Land $465,800 Building $459,500 |
| 2024 | $20,837.00 | ||
| 2023 | $889,700 Land $465,800 Building $423,900 | $889,700 Land $465,800 Building $423,900 | |
| 2022 | $19,217.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Grove St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 436 Grove St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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