Polk County property record for 436 Emerald Cove Loop, Lakeland, FL 33813 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,239 sqft · built 1995 |
| Lot Size | 0.172 acres (7,505 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,254 (Jul 2024) |
| Tax Bill | $3,435 (2025) |
| Deeds & Mortgages | Jul 2024 Sale Jul 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-13-140832-000290 |
| Primary APN | 23-29-13-140832-000290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,239 sqft Living Area |
| Gross Area | 1,699 sqft |
| 1st Floor Area | 1,239 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,505 sqft (0.172 acres) |
| Lot Dimensions | 115 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|
| Street Address | 436 EMERALD COVE LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *ADVERSE POSSESSION*DEED APPEARS IN ERROR* EMERALD COVE PB 97 PG 22 LOT 29 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | EMERALD COVE |
| Legal Tract | 140832 |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11836 |
Source: Polk County records · APN 23-29-13-140832-000290
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 7713, LAKELAND, FL 33807-7713 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 12, 2024 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 12, 2024 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Jul 12, 2024 · Amount on Record |
| Deed Document Number | 2024159933 |
| Deed Book / Page | 13186 / 1289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 12, 2024 |
| Property Address | 436 EMERALD COVE LOOP, LAKELAND, FL 33813-2750 |
| Document Number | 0000159932 |
| Book / Page | 13186 / 1286 |
| Map Reference | MB 97 PG 22 |
| Instrument Date | Jul 07, 2024 |
| Instrument | 2024159932 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 723 BAYARD ST, IOWA CITY, IA 52246-2404 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7713, LAKELAND, FL 33807-7713 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 12, 2024 |
| Property Address | 436 EMERALD COVE LOOP, LAKELAND, FL 33813-2750 |
| Document Number | 0000159931 |
| Book / Page | 13186 / 1283 |
| Map Reference | MB 97 PG 22 |
| Instrument Date | Jul 07, 2024 |
| Instrument | 2024159931 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 MERRY FOX FARMS RD, ALABASTER, AL 35007-8512 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7713, LAKELAND, FL 33807-7713 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,435.00 (-13.56%) | $255,856 (+1.84%) Land $52,000 Building $203,856 | $255,856 (+1.84%) Land $52,000 Building $203,856 |
| 2023 | $3,974.00 (+254.82%) | $251,232 (+196.99%) Land $50,000 Building $201,232 | $251,232 (+7.7%) Land $50,000 Building $201,232 |
| 2022 | $1,120.00 Homeowner's exemption | $84,593 | $233,278 Land $40,000 Building $193,278 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050118362, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force 12 of 12 on primary residences |
| Nearby Flood Claims | 3 (2002–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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