436 Emerald Cove Loop, Lakeland, FL 33813 Property Records

Polk County property record for 436 Emerald Cove Loop, Lakeland, FL 33813 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,239 sqft · built 1995
Lot Size0.172 acres (7,505 sqft)
OwnerCompany Name on File
Last Sale$1,254 (Jul 2024)
Tax Bill$3,435 (2025)
Deeds & MortgagesJul 2024 Sale
Jul 2024 Sale
Flood ZoneZone X (minimal risk)
APN23-29-13-140832-000290

Property Details

APN / Parcel Number

Primary APN23-29-13-140832-000290
Alternative APNs
  • 132923140832000290
  • 32923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,239 sqft Living Area
Gross Area1,699 sqft
1st Floor Area1,239 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area7,505 sqft (0.172 acres)
Lot Dimensions115 ft deep x 65 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft
PorchEnclosed/Unfinished Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address436 EMERALD COVE LOOP
CityLAKELAND
StateFL
Zip33813-2750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*ADVERSE POSSESSION*DEED APPEARS IN ERROR* EMERALD COVE PB 97 PG 22 LOT 29
Legal Range23E
Legal Township29S
Legal Section13
Legal SubdivisionEMERALD COVE
Legal Tract140832
Legal Block2
Legal Lot Number29
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2005
Census Tract11836

Owner

Source: Polk County records · APN 23-29-13-140832-000290

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 7713, LAKELAND, FL 33807-7713
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2024Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 12, 2024Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 12, 2024 · Amount on Record
Deed SaleJul 12, 2024 · Amount on Record
Prior SaleJul 12, 2024 · Amount on Record
Deed Document Number2024159933
Deed Book / Page13186 / 1289
Record UpdatedSep 20, 2026

July 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJul 12, 2024
Property Address436 EMERALD COVE LOOP, LAKELAND, FL 33813-2750
Document Number0000159932
Book / Page13186 / 1286
Map ReferenceMB 97 PG 22
Instrument DateJul 07, 2024
Instrument2024159932
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address723 BAYARD ST, IOWA CITY, IA 52246-2404

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7713, LAKELAND, FL 33807-7713

July 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJul 12, 2024
Property Address436 EMERALD COVE LOOP, LAKELAND, FL 33813-2750
Document Number0000159931
Book / Page13186 / 1283
Map ReferenceMB 97 PG 22
Instrument DateJul 07, 2024
Instrument2024159931
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1040 MERRY FOX FARMS RD, ALABASTER, AL 35007-8512

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7713, LAKELAND, FL 33807-7713

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,435.00 (-13.56%)$255,856 (+1.84%) Land $52,000 Building $203,856$255,856 (+1.84%) Land $52,000 Building $203,856
2023$3,974.00 (+254.82%)$251,232 (+196.99%) Land $50,000 Building $201,232$251,232 (+7.7%) Land $50,000 Building $201,232
2022$1,120.00 Homeowner's exemption$84,593$233,278 Land $40,000 Building $193,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050118362, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
12 of 12 on primary residences
Nearby Flood Claims3 (2002–2017)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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