436 Co Rd 2095, Commerce, TX 75428 Property Records

Delta County property record for 436 Co Rd 2095, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	2 ba · 3,958 sqft · built 1982
Lot Size	5.11 acres (222,853 sqft)
Owner	Individual Name on File
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
APN	`0160-0017-0000-02`

Property Details

APN / Parcel Number

Primary APN	`0160-0017-0000-02`
Alternative APN	`2727`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,958 sqft Living Area
1st Floor Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick
Lot Area	222,853 sqft (5.11 acres)
Garage Area	352 sqft
Porch	Porch
Porch Area	138 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	0160-0017-0000-02
Street Address	436 COUNTY ROAD 2095
City	COMMERCE
State	TX
Zip	75428-8002
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0160 HOP CO SCH TRACT 17 ACRES 5.116 R22585 R22585
Legal Tract	17
Jurisdiction	DELTA TX
Township / Civil Division	PECAN GAP
Census Block Group	2
Census Block	2126
Census Tract	950100

Owner

436 Co Rd 2095, a rural home, is owned and occupied by an individual who acquired it in October 2025.

Source: Delta County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	436 COUNTY ROAD 2095, COMMERCE, TX 75428-8002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025
Deed Sale	Oct 3, 2025
Deed Document Number	25-0978
Deed Book / Page	417 / 478
Record Updated	Jun 8, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DELTA TX
Recording Date	Oct 3, 2025
Property Address	436 COUNTY ROAD 2095, COMMERCE, TX 75428-8002
Document Number	000417/478
Book / Page	417 / 478
Map Reference	VOL 267 PG 287
Instrument Date	Oct 1, 2025
Instrument	25-0978
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	MONEY LAW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1550 COUNTY ROAD 4759, SULPHUR SPRINGS, TX 75482-0071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 COUNTY ROAD 2095, COMMERCE, TX 75428-8002

Mortgage

Document Number	0000250979
Date	Oct 3, 2025
Instrument	25-0979

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 436 Co Rd 2095 was $1,078 with a homeowner's exemption.

Source: Delta County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Delta County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,078.00 Homeowner's exemption	$256,010 (-1.6%) Land $82,830 Building $173,180	$256,010 (-1.6%) Land $82,830 Building $173,180
2024		$260,160 (-) Land $74,620 Building $185,540	$260,160 (-) Land $74,620 Building $185,540
2023		$260,160 Land $74,620 Building $185,540	$260,160 Land $74,620 Building $185,540
2021	$1,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 436 Co Rd 2095.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Co Rd 2095 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Rise Broadband Fixed Wireless	25 / 5

May also be available: Brightspeed, Nextlink, Peoples Communications.

Nearby Properties on Co Rd 2095

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures