436 Central Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 436 Central Ave, Whitefish, MT 59937 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,243 sqft · built 1905
Lot Size	0.185 acres (8,059 sqft)
Owner	Company Name on File
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Sep 2025 Sale Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0780949`

Property Details

APN / Parcel Number

Primary APN	`R0780949`
Alternative APNs	`07-4292-36-1-68-07-0000` `0000755650`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
Gross Area	1,803 sqft
1st Floor Area	1,243 sqft
Basement Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1985
Architectural Style	Historical
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	8,059 sqft (0.185 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000755650
Street Address	436 CENTRAL AVE
City	WHITEFISH
State	MT
Zip	59937-2771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WFSH, S36, T31 N, R22 W, BLOCK 060, LOT 007, 8-9-S 1/2 7
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Quarter	NE
Legal Subdivision	WFSH
Legal Block	60
Legal Lot Number	7 8
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3042
Census Tract	402

Owner

Source: Flathead County records · APN R0780949

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	259 S PROSPECT AVE, ELMHURST, IL 60126-3309
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES
Dec 06, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Sep 06, 2018	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Prior Sale	Sep 06, 2018
Deed Document Number	202500021156
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 29, 2025
Property Address	436 CENTRAL AVE, WHITEFISH, MT 59937-2771
Document Number	202500021156
Instrument Date	Sep 29, 2025
Instrument	202500021156
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 S PROSPECT AVE, ELMHURST, IL 60126-3309

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	436 CENTRAL AVE, WHITEFISH, MT 59937-2771
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200029913
Date	Dec 06, 2022
Instrument	202200029913

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 06, 2018
Property Address	436 CENTRAL AVE, WHITEFISH, MT 59937-2771
Document Number	201800021457
Instrument Date	Aug 24, 2018
Instrument	201800021457
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	436 CENTRAL AVE, WHITEFISH, MT 59937-2771

Mortgage

Document Number	201800021458
Date	Sep 06, 2018
Instrument	201800021458

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 06, 2038

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,539.00 (-40.15%)	$733,600 (+18.74%)	$733,600 (+18.74%) Land $455,851 Building $277,749
2023	$4,242.00	$617,800	$617,800 Land $305,874 Building $311,926

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 482 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
MontanaSky Networks	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: VFN Holdings, CommunityTel, Spectrum, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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