436 Central Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 436 Central Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1964
Lot Size	0.127 acres (5,533 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Aug 2017)
Tax Bill	$12,560 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-361-150`

Property Details

APN / Parcel Number

Primary APN	`064-361-150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	5,533 sqft (0.127 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	436 CENTRAL AVE
City	HALF MOON BAY
State	CA
Zip	94019-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 10 BLK 4 CABRILLO PARK UNIT NO 2 RSM 59/12
Legal Subdivision	CABRILLO PARK UNIT NO 2
Legal Block	4
Legal Lot Number	10
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1018
Census Tract	613701

Owner

436 Central Ave is owned and occupied by two individuals who bought it in August 2017.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	436 CENTRAL AVE, HALF MOON BAY, CA 94019-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG
Mar 13, 2018	Deed of Trust, Mortgage WALLICK & VOLK
Aug 1, 2017	Grant Deed, Transfer WALLICK & VOLK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Deed Document Number	201766251
Prior Transfer Date	Aug 20, 2008
Prior Transfer Doc	0000100679
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	436 CENTRAL AVE, HALF MOON BAY, CA 94019-1807
Document Number	0000038056
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 CENTRAL AVE HALF MOON BAY CA 940191807, HALF MOON BAY, CA 94019-1807

Mortgage

Document Number	0000038056
Date	Apr 28, 2020
Instrument	38056

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	436 CENTRAL AVE, HALF MOON BAY, CA 94019-1807
Document Number	0000020683
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	LAWYERS TITLE/NTHRN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	436 CENTRAL AVE HALF MOON BAY CA 940191807, HALF MOON BAY, CA 94019-1807

Mortgage

Document Number	0000020683
Date	Mar 20, 2018
Instrument	20683

Lender

Name	WALLICK & VOLK
Address	CHEYENNNE, WY 82001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 1, 2017
Property Address	436 CENTRAL AVE, HALF MOON BAY, CA 94019-1807
Document Number	0000066251
Instrument Date	Jul 7, 2017
Instrument	66251
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	436 CENTRAL AVE HALF MOON BAY CA 940191807, HALF MOON BAY, CA 94019-1807

Mortgage

Document Number	66252
Date	Aug 1, 2017
Instrument	66252

Lender

Name	WALLICK & VOLK
Address	CHEYENNNE, WY 82001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 436 Central Ave was $12,560 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,017,083 (+7.05%) Land $406,202 Building $610,881
2025	$12,560.00 Homeowner's exemption	$950,083 Land $398,238 Building $551,845
2023	$11,320.00 (+2.46%) Homeowner's exemption	$913,192 Land $382,775 Building $530,417	$1,298,700
2022	$11,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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