Bell County property record for 436 Cactus Cir, Killeen, TX 76542
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,921 sqft · built 1978 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,200 (Oct 2018) |
| Tax Bill | $2,333 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0430391700 |
| Primary APN | 0430391700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,921 sqft Living Area |
| 1st Floor Area | 1,921 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 102,366 sqft (2.35 acres) |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 335 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 436 CACTUS CIR |
|---|---|
| City | KILLEEN |
| State | TX |
| Zip | 76542-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRIPLE 7 RIVER ESTATES SECTION 4, LOT TRACT 18, ACRES 2.35 |
| Legal Subdivision | TRIPLE 7 RIVER ESTATES SECTION 4 |
| Legal Tract | 18 |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 23301 |
Source: Bell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 436 CACTUS CIR, KILLEEN, TX 76542-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Oct 29, 2018 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage DITECH FINANCIAL LLC |
| Feb 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on Record |
| Deed Sale | Oct 29, 2018 · Amount on Record |
| Deed Document Number | 201845037 |
| Prior Transfer Date | Sep 20, 2018 |
| Prior Transfer Doc | 0000045037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 10, 2026 |
| Property Address | 436 CACTUS CIR, KILLEEN, TX 76542-5025 |
| Document Number | 0000045778 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202645778 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 436 CACTUS CIR, KILLEEN, TX 76542-5025 |
| Document Number | 0000045778, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202645778 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 436 CACTUS CIR, KILLEEN, TX 76542-5025 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | VENTURE TITLE AGENCY, AVENUE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000079501 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021079501 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 29, 2018 |
| Property Address | 436 CACTUS CIR, KILLEEN, TX 76542-5025 |
| Document Number | 0000045037 |
| Map Reference | CAB A SL297-B |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018-00045037 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 436 CACTUS CIR, KILLEEN, TX 76542-5025 |
| Document Number | 0000045038 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018-00045038 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 23, 2018 |
| Property Address | 436 CACTUS CIR, KILLEEN, TX 76542-5025 |
| Document Number | 0000007407 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 7407 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 436 CACTUS CIR KILLEEN TX 765425025, KILLEEN, TX 76542-5025 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,333.00 (+18.49%) | $248,603 (-22.24%) | $333,818 (+4.42%) Land $125,138 Building $208,680 |
| 2023 | $1,969.00 (-23.71%) Homeowner's exemption | $319,688 Land $86,069 Building $233,619 | $319,688 Land $86,069 Building $233,619 |
| 2022 | $2,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 58% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BELL COUNTY WSC serves 4,842 people · EPA ID TX0140105 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Communications Fiber | 2,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Western Broadband Fixed Wireless | 200 / 40 |
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