436 Biser St, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 436 Biser St, Berkeley Springs, WV 25411

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 960 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$145,500 (Nov 2024)
Tax Bill	$698 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-6C-0070.0005`

Property Details

APN / Parcel Number

Primary APN	`02-6C-0070.0005`
Alternative APN	`33-02-6C-0070.0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	80 ft deep x 44 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	436 BISER ST
City	BERKELEY SPRINGS
State	WV
Zip	25411-3530
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	KAVE S/D LOTS 1 & 2 0.13 AC
Legal Subdivision	KAVE S/D
Legal Lot Number	1,2
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	4
Census Block	4006
Census Tract	970800

Owner

436 Biser St, a mobile home, is owned and occupied by an individual who bought it in November 2024.

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	436 BISER ST, BERKELEY SPRINGS, WV 25411-3530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage INTEGRITY HOME MORTGAGE CORP
Apr 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on File
Deed Sale	Nov 22, 2024 · Amount on File
Prior Sale	Feb 8, 2022 · Amount on File
Deed Document Number	2024908482
Deed Book / Page	298 / 343
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	436 BISER ST, BERKELEY SPRINGS, WV 25411-3530
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000481/552
Date	Feb 8, 2022
Book Page	481/552
Instrument	884193

Lender

Name	INTEGRITY HOME MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Apr 2, 2018
Property Address	436 BISER ST, BERKELEY SPRINGS, WV 25411-3530
Document Number	000265/829
Book / Page	265 / 829
Instrument Date	Mar 28, 2018
Instrument	000000844531
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 CRAWFORD QUARRY RD, FALLING WATERS, WV 25419-4551

Tax Assessment & Valuation

The 2026 property tax bill for 436 Biser St was $698, up 12.8% from the year before.

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$698.00 (+12.76%)	$70,440 (+12.99%) Land $9,660 Building $60,780	$117,400 (+12.99%) Land $16,100 Building $101,300
2025	$619.00	$62,340 Land $9,660 Building $52,680	$103,900 Land $16,100 Building $87,800
2023	$561.00 (-15.51%)	$56,100 (+69.08%) Land $8,880 Building $47,220	$93,500 (+69.08%) Land $14,800 Building $78,700
2022	$664.00	$33,180 Land $8,880 Building $24,300	$55,300 Land $14,800 Building $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 436 Biser St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Biser St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERKELEY SPRINGS serves 3,526 people · EPA ID WV3303301
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity resolved · Apr 2018
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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