435B River Ledge Rd, Hammond, NY 13646 Property Records

St. Lawrence County and Hammond Town property record for 435B River Ledge Rd, Hammond, NY 13646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2020
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Oct 2023)
Tax Bill	$6,963 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2021 Line of Credit + 4 more
APN	`404289 111.024-2-5`

Property Details

APN / Parcel Number

Primary APN	`404289 111.024-2-5`
Alternative APN	`428911102400020050000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	1,344 sqft
Attic	Attic
Attic Area	156 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	26,136 sqft (0.6 acres)
Lot Width	36 ft Width
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	404289 111.024-2-5
Street Address	435B RIVER LEDGE RD
City	HAMMOND
State	NY
Zip	13646-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	36X9X172X117X 143X31X247X70
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	HAMMOND
Census Block Group	3
Census Block	3001
Census Tract	492900

Owner

435B River Ledge Rd is owned by an individual who bought it in October 2023.

Source: St. Lawrence County and Hammond Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	435 RIVER LEDGE RD, B, HAMMOND, NY 13646-3222
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERTOWN SAVINGS BANK
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERTOWN SAVINGS BANK
Dec 28, 2020	Deed of Trust, Mortgage WATERTOWN SVGS BK
Sep 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 10, 2019	Warranty Deed, Transfer BROWNELL ABSTRACT CORPORATION, BROWNELL ABS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Document Number	202312147
Prior Transfer Date	Aug 15, 2023
Prior Transfer Doc	0000012147
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	435-B RIVERLEDGE RD, HAMMOND, NY 13646
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SPINDRIFT CT 6, 6, BUFFALO, NY 14221-7874

Mortgage

Document Number	0000014305
Date	Dec 29, 2020
Instrument	R-2020-00014305

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank
Address	WATERTOWN, NY 13601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Oct 1, 2021

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	435-B RIVERLEDGE RD, HAMMOND, NY 13646
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435B RIVER LEDGE RD, HAMMOND, NY 13646-3222

Mortgage

Document Number	0000009592
Date	Jul 23, 2021
Instrument	R-2021-00009592

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank
Address	WATERTOWN, NY 13601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	435-B RIVERLEDGE RD, HAMMOND, NY 13646
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435B RIVER LEDGE RD, HAMMOND, NY 13646-3222

Mortgage

Document Number	0000008439
Date	Jun 29, 2021
Instrument	R-2021-00008439

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank
Address	WATERTOWN, NY 13601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	435-B RIVERLEDGE RD, HAMMOND, NY 13646
Document Number	0000014306
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SPINDRIFT CT #6 BUFFALO NY 142217874, 6, BUFFALO, NY 14221-7874

Mortgage

Document Number	0000014306
Date	Dec 29, 2020
Instrument	14306

Lender

Name	WATERTOWN SVGS BK
Type	Federal Savings Bank
Address	WATERTOWN, NY 13601

Agreement

Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 22, 2020
Property Address	435-B RIVERLEDGE RD, HAMMOND, NY 13646
Document Number	0000009902
Instrument Date	Sep 8, 2020
Instrument	9902
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$80.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SPINDRIFT CT #6 WILLIAMSVILLE NY 142217874, 6, WILLIAMSVILLE, NY 14221-7874

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 10, 2019
Property Address	435-B RIVERLEDGE RD, HAMMOND, NY 13646
Document Number	0000013182
Instrument Date	Sep 5, 2019
Instrument	13182
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	BROWNELL ABSTRACT CORPORATION, BROWNELL ABS CORP

Transaction

Amount	Amount on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17 SPINDRIFT CT #6 WILLIAMSVILLE NY 142217874, 6, WILLIAMSVILLE, NY 14221-7874

Tax Assessment & Valuation

The 2026 property tax bill for 435B River Ledge Rd was $6,963, up 2.5% from the year before.

Source: St. Lawrence County and Hammond Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Hammond Town
Unified School District	Hammond Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,963.00 (+2.55%)
2025	$6,790.00	$250,000 Land $57,000 Building $193,000	$337,838 Land $77,027 Building $260,811
2023		$250,000 Land $57,000 Building $193,000	$312,500 Land $71,250 Building $241,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 435B River Ledge Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435B River Ledge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Castle Cable TV Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ledge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures