4359 Cold Springs Rd, Raphine, VA 24472 Property Records

Augusta County property record for 4359 Cold Springs Rd, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2018
Lot Size	1.44 acres (63,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Aug 2017)
Tax Bill	$1,537 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095 96B`

Property Details

APN / Parcel Number

Primary APN	`095 96B`
Alternative APN	`46625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,118 sqft (1.44 acres)
Terrain	Rolling
Porch	Slab
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4359 COLD SPRINGS RD
City	RAPHINE
State	VA
Zip	24472-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL AG
Legal Description	95-96B W SIDE RT 608 DIV HOLBERT PROP 1.449AC
Legal Subdivision	SPOTTSWOOD
Jurisdiction	AUGUSTA VA
Township / Civil Division	RIVERHEADS
Census Block Group	4
Census Block	4044
Census Tract	71000

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4359 COLD SPRINGS RD, RAPHINE, VA 24472-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage JG WENTWORTH HOME LENDING INC
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC
Aug 14, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	20176398
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	4359 COLD SPRINGS RD, RAPHINE, VA 24472-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180004349
Date	Jun 13, 2018
Instrument	000180004349

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	4359 COLD SPRINGS RD, RAPHINE, VA 24472-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001312
Date	Feb 14, 2020
Instrument	200001312

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Aug 14, 2017
Property Address	4359 COLD SPRINGS RD, RAPHINE, VA 24472-2805
Document Number	170006398
Instrument Date	Aug 7, 2017
Instrument	170006398
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 41, GREENVILLE, VA 24440-0041

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,537.00	$295,700 (-) Land $57,800 Building $237,900
2025		$295,700 (+40.88%) Land $57,800 Building $237,900
2024			$295,700 (+40.88%) Land $57,800 Building $237,900
2023	$1,322.00	$209,900 Land $43,100 Building $166,800	$209,900 Land $43,100 Building $166,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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