4358 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4358 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,152 sqft · built 2019
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Tax Bill	$2,248 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12 1 59D1`

Property Details

APN / Parcel Number

Primary APN	`12 1 59D1`
Alternative APN	`19845`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,556 sqft (2.01 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19845
Street Address	4358 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	W EAST LEAKE ON 3 CHOPT 2.001AC #17-1022 PCF 47
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	400500

Owner

Source: Goochland County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3412 FOREST GROVE RD, SANDY HOOK, VA 23153-2009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 6, 2020	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Jun 17, 2019	Deed of Trust, Mortgage · Construction Mortgage NEW WHITLOCK INVESTMENTS LLC
Mar 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4358 THREE CHOPT RD, GUM SPRING, VA 23065-2025
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003493
Date	Nov 22, 2023
Instrument	230003493

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2063

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4358 THREE CHOPT RD, GUM SPRING, VA 23065-2025
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	LOUISA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000033
Date	Jan 6, 2020
Instrument	200000033

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4358 THREE CHOPT RD, GUM SPRING, VA 23065-2025
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	LOUISA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001743
Date	Jun 17, 2019
Instrument	190001743

Lender

Name	NEW WHITLOCK INVESTMENTS LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4358 THREE CHOPT RD, GUM SPRING, VA 23065-2025
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001283
Date	Mar 31, 2022
Instrument	220001283

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00 (+6.19%)	$424,200 (+6.18%) Land $69,300 Building $354,900	$424,200 (+6.18%) Land $69,300 Building $354,900
2025	$2,117.00 (+49.51%)	$399,500 (+12.76%) Land $64,200 Building $335,300	$399,500 (+12.76%) Land $64,200 Building $335,300
2023		$354,300 Land $53,300 Building $301,000	$354,300 Land $53,300 Building $301,000
2021	$1,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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