San Diego County property record for 4358 Saint Cloud Way, Unit 3, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,578 sqft · built 2019 |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Feb 2020) |
| Tax Bill | $6,770 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-691-09-19 |
| Primary APN | 160-691-09-19 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,578 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4358 SAINT CLOUD WAY, 3 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-5789 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 5 US 186 PER DOC18-0382124&UND INT IN PHASE 6 TR 015691 |
| Legal Subdivision | ST CLOUD/OCEAN RANCH |
| Legal Tract | 015691 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18522 |
Source: San Diego County records · APN 160-691-09-19
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4358 SAINT CLOUD WAY, 3, OCEANSIDE, CA 92056-5789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Feb 18, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI CLOSINGMARK HM LNS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on Record |
| Deed Sale | Feb 18, 2020 · Amount on Record |
| Deed Document Number | 202078681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4358 SAINT CLOUD WAY UNIT 3, 3, OCEANSIDE, CA 92056-5789 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4358 SAINT CLOUD WAY, OCEANSIDE, CA 92056-5789 |
| Document Number | 0000011403 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023-0011403 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 16, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4358 SAINT CLOUD WAY UNIT 3, 3, OCEANSIDE, CA 92056-5789 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2021 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 4358 SAINT CLOUD WAY 3, 3, OCEANSIDE, CA 92056-5789 |
| Document Number | 0000747428 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-0747428 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 18, 2020 |
| Property Address | 4358 SAINT CLOUD WAY UNIT 3, 3, OCEANSIDE, CA 92056-5789 |
| Document Number | 0000078681 |
| Instrument Date | Feb 03, 2020 |
| Instrument | 78681 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4358 SAINT CLOUD WAY #3 OCEANSIDE CA 920565789, 3, OCEANSIDE, CA 92056-5789 |
| Document Number | 78682 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 78682 |
| Name | CLOSINGMARK HM LNS INC |
|---|---|
| Address | ONTARIO, CA 91761 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $552,166 (+2%) Land $252,105 Building $300,061 | |
| 2025 | $6,770.00 (+5.06%) | $541,340 (+4.04%) Land $247,162 Building $294,178 |
| 2023 | $6,444.00 (+1.58%) | $520,320 Land $237,565 Building $282,755 |
| 2022 | $6,344.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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