Pinellas County property record for 4358 Ridgemoor Dr, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,950 sqft · built 1995 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,300 (Oct 2013) |
| Tax Bill | $4,358 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | C62-000-757-1513-6 |
| Primary APN | C62-000-757-1513-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,573 sqft |
| 1st Floor Area | 1,950 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 125 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R245581 |
|---|---|
| Street Address | 4358 RIDGEMOOR DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | COVENTRY VILLAGE PHASE I LOT 7 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | COVENTRY VILLAGE PHASE I |
| Legal Phase | 1 |
| Legal Tract | 18722 |
| Legal Lot Number | 7 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 27332 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4358 RIDGEMOOR DR, PALM HARBOR, FL 34685-1165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2013 · Amount on Record |
| Deed Sale | Oct 11, 2013 · Amount on Record |
| Prior Sale | Dec 30, 2010 · Amount on Record |
| Deed Document Number | 2013332008 |
| Deed Book / Page | 18191 / 1663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4358 RIDGEMOOR DR, PALM HARBOR, FL 34685-1165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0212740490 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 21274/490 |
| Instrument | 2020356942 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4358 RIDGEMOOR DR, PALM HARBOR, FL 34685-1165 |
| Document Number | 0199401580 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4358 RIDGEMOOR DR PALM HARBOR FL 346851165, PALM HARBOR, FL 34685-1165 |
| Document Number | 0199401580 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 019940/001580 |
| Instrument | 45703 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 12, 2033 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,358.00 (+7.84%) Homeowner's exemption | $275,802 (+5.99%) | $485,451 (+10.42%) Land $140,918 Building $344,533 |
| 2023 | $4,041.00 (+2.93%) Homeowner's exemption | $260,222 (+3%) | $439,652 (+15.98%) Land $170,812 Building $268,840 |
| 2022 | $3,926.00 Homeowner's exemption | $252,643 | $379,065 Land $171,764 Building $207,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 318 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 318 in force |
| Nearby Flood Claims | 5 (2022–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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