43576 Buffalo Bridge Rd, Polson, MT 59860 Property Records

Lake County property record for 43576 Buffalo Bridge Rd, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,105 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$426,433 (Dec 2022)
Tax Bill	$1,730 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R1517576`

Property Details

APN / Parcel Number

Primary APN	`R1517576`
Alternative APNs	`15-3227-28-1-01-02-0000` `0000014777`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,105 sqft Living Area
1st Floor Area	1,105 sqft
Basement Area	1,089 sqft
Finished Basement	1,089 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000014777
Street Address	43576 BUFFALO BRIDGE RD
City	POLSON
State	MT
Zip	59860-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T22 N, R21 W, C.O.S. 2784, PARCEL 34, ACRES 1, TR IN SW4NE4
Legal Range	21W
Legal Township	22N
Legal Section	28
Legal Subdivision	CERTIFICATE OF SURVEY NO 2784
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1026
Census Tract	940306

Owner

43576 Buffalo Bridge Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 9, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 29, 2021	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 19, 2017	Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Apr 29, 2021 · Amount on File
Deed Document Number	2022602540
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	587990
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343

Mortgage

Document Number	0000635482
Date	Nov 10, 2025
Instrument	635482

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343

Mortgage

Document Number	0000608569
Date	Dec 6, 2023
Instrument	608569

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 9, 2022
Property Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343
Document Number	0000602540
Instrument Date	Dec 5, 2022
Instrument	602540
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S LAKE AVE, MILES CITY, MT 59301-4533

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343

Mortgage

Document Number	0000602541
Date	Dec 9, 2022
Instrument	602541

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Apr 29, 2021
Property Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343
Document Number	587990
Instrument Date	Sep 21, 2020
Instrument	587990
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343

Mortgage

Document Number	587991
Date	Apr 29, 2021
Instrument	587991

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Oct 1, 2050

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Oct 19, 2017
Property Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343
Document Number	558698
Instrument Date	Sep 27, 2017
Instrument	558698
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43576 BUFFALO BRIDGE RD, POLSON, MT 59860-8343

Mortgage

Document Number	558699
Date	Oct 19, 2017
Instrument	558699

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 43576 Buffalo Bridge Rd was $1,730, down 4% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Secondary School District	Polson High School District (09 - 12)
Elementary School District	Valley View Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,730.00 (-4.05%)	$465,300 (-)
2025	$1,803.00	$465,300	$465,300 Land $94,300 Building $371,000
2023	$2,199.00	$327,800	$327,800 Land $48,200 Building $279,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43576 Buffalo Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43576 Buffalo Bridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 5
Western Montana CommunityTel Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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