St. Mary's County property record for 43575 Ridge Ct, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,914 sqft · built 1997 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (May 2025) |
| Tax Bill | $5,120 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-036290 |
| Primary APN | 02-036290 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,914 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 105,851 sqft (2.43 acres) |
| Garage Type | Built-in |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 375 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 036290 |
|---|---|
| Street Address | 43575 RIDGE CT |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 62 SECTION 4 CHESTNUT HILLS |
| Legal Subdivision | CHESTNUT HILLS |
| Legal Lot Number | 62 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 876101 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43575 RIDGE CT, LEONARDTOWN, MD 20650-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · VA Mortgage EXTREME LOANS LLC |
| May 19, 2021 | Deed, Transfer LIGHTHOUSE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Book / Page | 6694 / 236 |
| Prior Transfer Date | Apr 20, 2021 |
| Prior Transfer Doc | 0057800418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 43575 RIDGE CT, LEONARDTOWN, MD 20650-4503 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 43575 RIDGE CT, LEONARDTOWN, MD 20650-4503 |
| Document Number | 0068610283 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 6861/283 |
| Name | EXTREME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 19, 2021 |
| Property Address | 43575 RIDGE CT, LEONARDTOWN, MD 20650-4503 |
| Document Number | 0057800418 |
| Book / Page | 5780 / 418 |
| Map Reference | MB EWA 42 FO 99 |
| Instrument Date | Apr 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,799.90 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 43575 RIDGE CT # 140245, 140245, LEONARDTOWN, MD 20650-4503 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,800 (+8.91%) | $594,400 (+26.74%) Land $133,500 Building $460,900 | |
| 2025 | $5,120.00 (+11.16%) | $469,000 (+9.56%) Land $127,100 Building $341,900 | $469,000 (-) Land $127,100 Building $341,900 |
| 2023 | $4,606.00 Homeowner's exemption | $428,067 | $469,000 Land $127,100 Building $341,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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