Burke County property record for 4357 Valley Trail Xing, Morganton, NC 28655
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1997 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,000 (Apr 2012) |
| Tax Bill | $709 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1761760719 |
| Primary APN | 1761760719 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Deck Area | 24 sqft |
|---|---|
| Patio Area | 278 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Lean-To | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4357 VALLEY TRAIL XING |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6166 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4357 VALLEY TRAIL XING MORGANTON, NC 28655 |
| Legal Subdivision | A&W PARTNERSHIP PROPERTY |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20303 |
Source: Burke County assessment roll, as of September 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4357 VALLEY TRL, MORGANTON, NC 28655-9199 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2012 · Amount on Record |
| Deed Sale | Apr 30, 2012 · Amount on Record |
| Prior Sale | Apr 2, 2012 · Amount on Record |
| Deed Document Number | 20123773 |
| Deed Book / Page | 2020 / 807 |
| Prior Transfer Date | Apr 3, 2012 |
| Prior Transfer Doc | 0020160329 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4357 VALLEY TRAIL XING, MORGANTON, NC 28655-6166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0025960001 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 2596/1 |
| Instrument | 2022015872 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year CMT |
| Margin | 30 |
| Max Rate | 11.5% |
Source: Burke County assessment roll, as of September 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $709.00 | $94,926 (-) Land $7,013 Building $87,913 | $94,926 (-) Land $7,013 Building $87,913 |
| 2023 | $709.00 | $94,926 Land $7,013 Building $87,913 | $94,926 Land $7,013 Building $87,913 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA.
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